1413 S 2nd St, Eldridge, IA 52748 Property Records

Scott County property record for 1413 S 2nd St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,656 sqft · built 2022
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$507,500 (May 2023)
Tax Bill	$6,200 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931451217`

Property Details

APN / Parcel Number

Primary APN	`931451217`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,217 sqft
Basement Area	1,217 sqft
Finished Basement	760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,935 sqft (0.274 acres)
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1413 S 2ND ST
City	ELDRIDGE
State	IA
Zip	52748-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 13TH ADD LOT: 17
Legal Subdivision	TOWNSEND FARM 13TH ADD
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 S 2ND ST, ELDRIDGE, IA 52748-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	May 2, 2023
Property Address	1413 S 2ND ST, ELDRIDGE, IA 52748-1646
Document Number	202300007171
Instrument Date	Apr 28, 2023
Instrument	202300007171
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1413 S 2ND ST, ELDRIDGE, IA 52748-1646

Mortgage

Document Number	202300007172
Date	May 2, 2023
Instrument	202300007172

Lender

Name	EMPEOPLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	10.3%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,200.00	$532,200 (-) Land $107,400 Building $424,800	$532,200 (-) Land $107,400 Building $424,800
2025	$6,200.00 (-3.64%) Homeowner's exemption	$532,200 (+3.93%) Land $107,400 Building $424,800	$532,200 (+3.93%) Land $107,400 Building $424,800
2024	$6,434.00 (+10,277.42%)
2023		$512,100 Land $86,500 Building $425,600	$512,100 Land $86,500 Building $425,600
2022	$62.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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