1501 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1501 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,038 sqft · built 1945
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2008)
Tax Bill	$4,297 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0822-84-5382`

Property Details

APN / Parcel Number

Primary APN	`0822-84-5382`
Alternative APNs	`0822-84-53-8238` `082216845383` `105866`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,038 sqft Heated Area
1st Floor Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1501 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	COLONIAL HM BUILDERS/LT#0 4 PL:000018-000162
Legal Subdivision	COLONIAL HME BLDRS
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1019
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 RUFFIN ST, DURHAM, NC 27701-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2008 · Amount on Record
Deed Sale	Mar 4, 2008 · Amount on Record
Prior Sale	Jul 2, 1998 · Amount on Record
Deed Book / Page	5887 / 860
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1501 RUFFIN ST, DURHAM, NC 27701-1216
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085790147
Date	Jan 15, 2019
Book Page	8579/147
Instrument	2019001279

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1501 RUFFIN ST, DURHAM, NC 27701-1216
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 RUFFIN ST, DURHAM, NC 27701-1216

Mortgage

Document Number	0094230734
Date	Aug 10, 2021
Book Page	9423/734
Instrument	2021040397

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1501 RUFFIN ST, DURHAM, NC 27701-1216
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093850321
Date	Jul 2, 2021
Book Page	9385/321
Instrument	2021033715

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,297.00 (+2.53%)	$422,842 (-) Land $276,750 Building $146,092	$422,842 (-) Land $276,750 Building $146,092
2025	$4,191.00 (+11.58%)	$422,842 (+47.43%) Land $276,750 Building $146,092	$422,842 (+47.43%) Land $276,750 Building $146,092
2023	$3,756.00 (+2.34%)	$286,813 Land $123,000 Building $163,813	$286,813 Land $123,000 Building $163,813
2022	$3,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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