1420 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1420 Ruffin St, Durham, NC 27701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 951 sqft · built 1946
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Apr 2004)
Tax Bill$4,048 (2026)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN0822-84-7195

Property Details

APN / Parcel Number

Primary APN0822-84-7195
Alternative APNs
  • 0822-84-71-9515
  • 082216847196
  • 105871

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area951 sqft Heated Area
1st Floor Area951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Street Address1420 RUFFIN ST
CityDURHAM
StateNC
Zip27701-1215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionPROP-POPE JOHN W ESTATE/B LK:B/LT#02 PL:000015-000069
Legal SubdivisionPROP-POPE JOHN W ESTATE
Legal BlockB
Legal Lot Number2
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group1
Census Block1007
Census Tract302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1420 RUFFIN ST, DURHAM, NC 27701-1215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2004 · Amount on Record
Deed SaleApr 1, 2004 · Amount on Record
Deed Book / Page4335 / 254
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address1420 RUFFIN ST, DURHAM, NC 27701-1215
Transaction TypeMortgage
Record UpdatedDec 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098240298
DateNov 23, 2022
Book Page9824/298
Instrument2022044687
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressHILLSBOROUGH, NC 27278
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,048.00 (+2.51%)$398,392 (-) Land $270,000 Building $128,392$398,392 (-) Land $270,000 Building $128,392
2025$3,949.00 (+9.6%)$398,392 (+44.81%) Land $270,000 Building $128,392$398,392 (+44.81%) Land $270,000 Building $128,392
2023$3,603.00 (+2.33%)$275,107 Land $120,300 Building $154,807$275,107 Land $120,300 Building $154,807
2022$3,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimSep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

Nearby Properties on Ruffin St

Nearby Streets

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