1422 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1422 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,396 sqft · built 1946
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Oct 2022)
Tax Bill	$7,641 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0822-84-7291`

Property Details

APN / Parcel Number

Primary APN	`0822-84-7291`
Alternative APNs	`0822-84-72-9135` `082216847291` `105870`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,396 sqft Heated Area
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Garage Area	830 sqft
Carport	Carport
Carport Area	830 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1422 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-POPE JOHN W ESTATE/B LK:B/LT#01 PL:000015-000069
Legal Subdivision	PROP-POPE JOHN W ESTATE
Legal Block	B
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1007
Census Tract	302

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1422 RUFFIN ST, DURHAM, NC 27701-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 4, 2021	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Sep 30, 2020	Warranty Deed, Transfer · Construction Mortgage VSS TRIDENT PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	202239723
Deed Book / Page	9797 / 884
Prior Transfer Date	Aug 14, 2001
Prior Transfer Doc	3177000667
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 11, 2022
Property Address	1422 RUFFIN ST, DURHAM, NC 27701-1215
Document Number	0097970884
Book / Page	9797 / 884
Map Reference	MB 15 PG 69
Instrument Date	Oct 7, 2022
Instrument	2022039723
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2103 BARRINGTON MANOR DR # DR302, 2103, RALEIGH, NC 27612-6146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 RUFFIN ST, DURHAM, NC 27701-1215

Mortgage

Document Number	2022039724
Date	Oct 11, 2022
Instrument	2022039724

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 4, 2021
Property Address	1422 RUFFIN ST, DURHAM, NC 27701-1215
Document Number	0092210327
Book / Page	9221 / 327
Map Reference	MB 15 PG 69
Instrument Date	Feb 2, 2021
Instrument	2021005774
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 CORNERSTONE DR # 177, 92, CARY, NC 27519-8404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 RUFFIN ST, DURHAM, NC 27701-1215

Mortgage

Document Number	2021005775
Date	Feb 4, 2021
Instrument	2021005775

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 30, 2020
Property Address	1422 RUFFIN ST, DURHAM, NC 27701-1215
Document Number	0090850358
Book / Page	009085 / 000358
Instrument Date	Sep 28, 2020
Instrument	41687
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 CORNERSTONE DR #177 CARY NC 275198404, 177, CARY, NC 27519-8404
Investor	Possibly a Property Investor

Mortgage

Document Number	90850361
Date	Sep 30, 2020
Book Page	009085/000361
Instrument	41688

Lender

Name	VSS TRIDENT PROPERTIES LLC
Address	1000 N US HIGHWAY 1 # E501, JUPITER, FL 33477-4494

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2021

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,641.00 (+2.52%)	$751,912 (-) Land $270,000 Building $481,912	$751,912 (-) Land $270,000 Building $481,912
2025	$7,453.00 (+12.52%)	$751,912 (+48.63%) Land $270,000 Building $481,912	$751,912 (+48.63%) Land $270,000 Building $481,912
2023	$6,624.00 (+97.14%)	$505,896 Land $120,200 Building $385,696	$505,896 Land $120,200 Building $385,696
2022	$3,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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