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1500 Calm Waters Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1500 Calm Waters Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,301 sqft · built 2008
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on Record
Last Sale$342,000 (Mar 2021)
Tax Bill$5,264 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN157664

Property Details

APN / Parcel Number

Primary APN157664
Alternative APN
  • 172531316400010890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,301 sqft Heated Area
Gross Area3,108 sqft
1st Floor Area2,301 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions125 ft deep x 78.5 ft wide
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area345 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number157664
Street Address1500 CALM WATERS CT
CitySAINT CLOUD
StateFL
Zip34771-8872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 89
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LK PK PH 3-5
Legal Phase3-5
Legal Tract3164
Legal Block1
Legal Lot Number89
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1500 CALM WATERS CT, SAINT CLOUD, FL 34771-8872
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on Record
Deed SaleMar 17, 2021 · Amount on Record
Prior SaleOct 7, 2015 · Amount on Record
Deed Document Number2021039818
Deed Book / Page5914 / 892
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2021
Property Address1500 CALM WATERS CT, SAINT CLOUD, FL 34771-8872
Document Number0059140892
Book / Page5914 / 892
Map ReferenceMB 20 PG 64
Instrument DateMar 12, 2021
Instrument2021039818
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,394.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1480 CALM WATERS CT, 1480, SAINT CLOUD, FL 34771-8874

Transferred To (Grantee/Buyer)

NameVerified Name
Address1500 CALM WATERS CT, SAINT CLOUD, FL 34771-8872

Mortgage

Document Number0005914893
DateMar 17, 2021
Instrument5914/893
Lender
NameMCM CAPITAL SOLUTIONS
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,264.00 (-4.55%) Homeowner's exemption$369,400 (+1.46%) Land $95,000 Building $274,400$369,400 (+1.46%) Land $95,000 Building $274,400
2023$5,515.00 (+12.21%)$364,100 (+17.26%) Land $95,000 Building $269,100$364,100 (+17.26%) Land $95,000 Building $269,100
2022$4,915.00$310,500 Land $68,000 Building $242,500$310,500 Land $68,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Xfinity.

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