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1480 Calm Waters Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1480 Calm Waters Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,392 sqft · built 2012
Lot Size0.225 acres (9,801 sqft)
Owner2 Individual Names on Record
Last Sale$432,000 (Jun 2020)
Tax Bill$5,648 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-25-31-3164-0001-0880

Property Details

APN / Parcel Number

Primary APN17-25-31-3164-0001-0880
Alternative APNs
  • 253117316400010880
  • 157663

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,392 sqft Living Area
Gross Area4,215 sqft
1st Floor Area2,886 sqft
Upper Floors Area506 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions125 ft deep x 78.5 ft wide
Garage TypeAttached
Garage Area579 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area406 sqft
PorchFinished/Open Porch
Porch Area244 sqft
Deck Area1,084 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1480 CALM WATERS CT
CitySAINT CLOUD
StateFL
Zip34771-8874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 88
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LAKE PARK PHS 3-5
Legal Phase3-5
Legal Tract3164
Legal Block880
Legal Lot Number88
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1480 CALM WATERS CT, SAINT CLOUD, FL 34771-8874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 8, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2020 · Amount on Record
Deed SaleJun 8, 2020 · Amount on Record
Prior SaleJan 30, 2013 · Amount on Record
Deed Document Number202073166
Deed Book / Page5733 / 2209
Prior Transfer DateMay 19, 2015
Prior Transfer Doc0047900209
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1480 CALM WATERS CT, SAINT CLOUD, FL 34771-8874
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1480 CALM WATERS CT, SAINT CLOUD, FL 34771-8874

Mortgage

Document Number0059182782
DateMar 24, 2021
Book Page5918/2782
Instrument2021043466
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 8, 2020
Property Address1480 CALM WATERS CT, SAINT CLOUD, FL 34771-8874
Document Number0057332209
Book / Page5733 / 2209
Map ReferenceMB 20 PG 64
Instrument DateJun 8, 2020
Instrument2020073166
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,024.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1480 CALM WATERS CT, 1480, SAINT CLOUD, FL 34771-8874

Transferred To (Grantee/Buyer)

NameVerified Name
Address1480 CALM WATERS CT, SAINT CLOUD, FL 34771-8874

Mortgage

Document Number0057332210
DateJun 8, 2020
Instrument5733/2210
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,648.00 (+4.57%) Homeowner's exemption$397,124 (+5.99%)$554,400 (+1.54%) Land $95,000 Building $459,400
2024$5,401.00 (+2.04%)
2023$5,293.00 (+3.8%) Homeowner's exemption$374,692 (+3%)$546,000 (+14.08%) Land $95,000 Building $451,000
2022$5,099.00 Homeowner's exemption$363,779$478,600 Land $68,000 Building $410,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Xfinity.

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