1460 Calm Waters Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1460 Calm Waters Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,717 sqft · built 2012
Lot Size0.225 acres (9,801 sqft)
OwnerOwner Name on Record
Last Sale$340,000 (Aug 2012)
Tax Bill$5,289 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN157662

Property Details

APN / Parcel Number

Primary APN157662
Alternative APN
  • 172531316400010870

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,717 sqft Heated Area
Gross Area4,941 sqft
1st Floor Area1,886 sqft
Upper Floors Area1,831 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialTile
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions125 ft deep x 78.5 ft wide
Garage TypeFinished
Garage Area286 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area488 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number157662
Street Address1460 CALM WATERS CT
CitySAINT CLOUD
StateFL
Zip34771-8874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 87
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LK PK PH 3-5
Legal Phase3-5
Legal Tract3164
Legal Block1
Legal Lot Number87
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address1460 CALM WATERS CT, SAINT CLOUD, FL 34771-8874
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2012 · Amount on Record
Deed SaleAug 22, 2012 · Amount on Record
Prior SaleAug 30, 2011 · Amount on Record
Deed Document Number2012122691
Deed Book / Page4312 / 0839
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1460 CALM WATERS CT, SAINT CLOUD, FL 34771-8874
Document Number0054940325
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedApr 1, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1460 CALM WATERS CT ST CLOUD FL 347718874, ST CLOUD, FL 34771-8874

Mortgage

Document Number0054940325
DateMar 20, 2019
Book Page005494/000325
Instrument35191
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 19, 2039

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,289.00 (+6.83%) Homeowner's exemption$371,174 (+5.99%)$563,700 (+1.66%) Land $95,000 Building $468,700
2023$4,951.00 (+3.86%) Homeowner's exemption$350,208 (+3%)$554,500 (+14.95%) Land $95,000 Building $459,500
2022$4,767.00 Homeowner's exemption$340,008$482,400 Land $68,000 Building $414,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Xfinity.

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