Monroe County property record for 1500 Bertha St, Key West, FL 33040
| Property Type | Restaurant |
|---|---|
| Details | 2 ba · 2,376 sqft · built 1953 |
| Lot Size | 0.111 acres (4,840 sqft) |
| Owner | Company Name on File |
| Last Sale | $769,000 (Feb 2023) |
| Tax Bill | $5,356 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00063180-000000 |
| Primary APN | 00063180-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,376 sqft Gross Area |
| 1st Floor Area | 2,376 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 4,840 sqft (0.111 acres) |
| Lot Dimensions | 92 ft deep x 52 ft wide |
| Account Number | 1063606 |
|---|---|
| Street Address | 1500 BERTHA ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5373 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | CL |
| Legal Description | KW DIAG PB 1-13 LOT 17 SQR 5 TR 30 OR103-70-71 OR823-1804 OR851-1968/1969-WILL PROB #82-98-CP-12 PROB #84-177-CP-12 OR912-208/213 OR964-1988 OR1785-1967 OR2024-159/160 OR3211-1164 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | KEY WEST SQUARE 05 TR 30 |
| Legal Tract | 30 |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 972000 |
1500 Bertha St, a commercial property, is owned by a company that bought it in February 2023.
Source: Monroe County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 305 SADOWSKI CSWY, KEY COLONY BEACH, FL 33051 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2023 · Amount on File |
| Deed Sale | Feb 9, 2023 · Amount on File |
| Prior Sale | Jul 13, 2004 · Amount on File |
| Deed Document Number | 20232406226 |
| Deed Book / Page | 3211 / 1164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 9, 2023 |
| Property Address | 1500 BERTHA ST, KEY WEST, FL 33040-5373 |
| Document Number | 0032111164 |
| Book / Page | 3211 / 1164 |
| Map Reference | MB 1 PG 13 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2406226 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,383.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 ATLANTIC BLVD # BLVDA313, BLVDA313, KEY WEST, FL 33040-5388 |
| Name | Verified Name |
|---|---|
| Address | 305 SADOWSKI CSWY, KEY COLONY BEACH, FL 33051 |
| Document Number | 0032111172 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 3211/1172 |
| Name | CLIMATE FIRST BANK |
|---|---|
| Type | Bank |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $767,581 Land $537,724 Building $229,857 | $767,581 Land $537,724 Building $229,857 | |
| 2024 | $5,356.00 (+27.46%) | ||
| 2023 | $4,202.00 (+36.25%) | $639,313 (+92.43%) Land $366,630 Building $272,683 | $639,313 (+92.43%) Land $366,630 Building $272,683 |
| 2022 | $3,084.00 | $332,230 Land $102,656 Building $229,574 | $332,230 Land $102,656 Building $229,574 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1500 Bertha St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 14 condo units |
| Nearby Flood Claims | 769 (1980–2025) |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1500 Bertha St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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