1604 Bertha St, Key West, FL 33040 Property Records

Monroe County property record for 1604 Bertha St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 775 sqft · built 1965
Lot Size	0.106 acres (4,625 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Mar 2017)
Tax Bill	$4,323 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00062830-000000`

Property Details

APN / Parcel Number

Primary APN	`00062830-000000`
Alternative APNs	`01010100062830000000` `1063231`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	775 sqft Living Area
1st Floor Area	775 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,625 sqft (0.106 acres)
Lot Dimensions	92 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	82 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1063231
Street Address	1604 BERTHA ST
City	KEY WEST
State	FL
Zip	33040-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	KW DIAG PB1-13 THE SELY 1/2 OF LOTS 27 AND 28 SQR 3 TR 30 OR313-129/30 OR332-420/21 OR1950-334 OR2845-199/200 OR3054-1220
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	ISLAND KEY WEST
Legal Tract	30
Legal Lot Number	27,28
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1006
Census Tract	972000

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1604 BERTHA ST, KEY WEST, FL 33040-5327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 22, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2017 · Amount on Record
Deed Sale	Mar 22, 2017 · Amount on Record
Prior Sale	Nov 13, 2003 · Amount on Record
Deed Document Number	20172115420
Deed Book / Page	2845 / 199
Last Transfer Date	Sep 24, 2020
Transfer Doc	0030541220
Record Updated	Jun 8, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 2, 2020
Property Address	1604 BERTHA ST, KEY WEST, FL 33040-5327
Document Number	0030541220
Book / Page	3054 / 1220
Map Reference	MB 1 PG 13
Instrument Date	Sep 24, 2020
Instrument	2289301
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 BERTHA ST, KEY WEST, FL 33040-5327

Mortgage

Document Number	0030541226
Date	Nov 2, 2020
Instrument	3054/1226

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2017
Property Address	1604 BERTHA ST, KEY WEST, FL 33040-5327
Document Number	0028450199
Book / Page	002845 / 000199
Instrument Date	Mar 16, 2017
Instrument	2115420
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 BERTHA ST KEY WEST FL 330405327, KEY WEST, FL 33040-5327

Mortgage

Document Number	28450201
Date	Mar 22, 2017
Book Page	002845/000201
Instrument	2115421

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$526,663 (+27.16%) Land $407,333 Building $119,330	$526,663 (+27.16%) Land $407,333 Building $119,330
2024	$4,323.00 (+13.52%)
2023	$3,808.00 (+8%)	$414,185 (+2.73%) Land $308,303 Building $105,882	$414,185 (+2.73%) Land $308,303 Building $105,882
2022	$3,526.00	$403,177 Land $298,960 Building $104,217	$403,177 Land $298,960 Building $104,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 325 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	339 units insured incl. 14 condo units
Nearby Flood Claims	769 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 88 claims Hurricane Wilma, Oct 2005 · 313 claims Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Bertha St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures