1512 Bertha St, #B, Key West, FL 33040 Property Records

Monroe County property record for 1512 Bertha St, #B, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1964
Lot Size	0.07 acres (3,066 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Nov 2020)
Tax Bill	$4,155 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00063090-000500`

Property Details

APN / Parcel Number

Primary APN	`00063090-000500`
Alternative APNs	`01010100063090000500` `8649622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,286 sqft Living Area
1st Floor Area	1,206 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,066 sqft (0.07 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Patio Area	158 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	8649622
Old Parcel Number	01010100063090000500
Street Address	1512 BERTHA ST # B, B
City	KEY WEST
State	FL
Zip	33040-5485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW DIAG PB1-13 LOTS 7-8 SQR 5 TR 30 OR34-292/93 OR879-1841/42 OR1221-559/561 OR1349-1463/5(ACK/INT) OR1349-1466/8
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KEY WEST SQUARE 05 TR 30
Legal Tract	30
Legal Lot Number	7-8 8
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1002
Census Tract	972000

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 BAT TOWER RD, SUMMERLAND KEY, FL 33042-3690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	2289896
Deed Book / Page	3055 / 839
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 6, 2020
Property Address	1512 BERTHA ST # B, B, KEY WEST, FL 33040-5485
Document Number	0030550839
Book / Page	3055 / 839
Map Reference	MB 1 PG 13
Instrument Date	Nov 4, 2020
Instrument	2289896
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 DELANNOY AVE, 90, COCOA, FL 32922-7914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 BERTHA ST # B, B, KEY WEST, FL 33040-5485

Mortgage

Document Number	0030550845
Date	Nov 6, 2020
Book Page	3055/845
Instrument	2289898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 27, 2017
Property Address	1512 BERTHA ST # B, B, KEY WEST, FL 33040-5485
Document Number	0028511059
Book / Page	002851 / 001059
Instrument Date	Apr 24, 2017
Instrument	2120693
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1512 BERTHA ST #B KEY WEST FL 330405373, B, KEY WEST, FL 33040-5373

Mortgage

Document Number	28511061
Date	Apr 27, 2017
Book Page	002851/001061
Instrument	2120694

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$501,930 (+5.99%)	$647,342 (+18.7%) Land $327,844 Building $319,498
2024	$4,155.00 (+1.84%)
2023	$4,080.00 (+4.56%) Homeowner's exemption	$473,578 (+3%)	$545,369 (+0.79%) Land $248,139 Building $297,230
2022	$3,902.00 Homeowner's exemption	$459,785	$541,099 Land $240,620 Building $300,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 325 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	339 units insured incl. 14 condo units
Nearby Flood Claims	769 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 88 claims Hurricane Wilma, Oct 2005 · 313 claims Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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