150 N River Cir, Unit 306, Oceanside, CA 92057 Property Records

San Diego County property record for 150 N River Cir, Unit 306, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Sep 2025)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-22`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	150 N RIVER CIR, 306
City	OCEANSIDE
State	CA
Zip	92057-3754
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US B3-2PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 N RIVER CIR, 306, OCEANSIDE, CA 92057-3754
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Grant Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Apr 22, 2022	Grant Deed, Transfer LAWYERS TITLE
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 9, 2020	Grant Deed, Transfer · VA Mortgage FRONTWAVE CU
Dec 5, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	2025270447
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2025
Property Address	150 N RIVER CIR UNIT 306, 306, OCEANSIDE, CA 92057-3754
Document Number	0000270447
Map Reference	MAP 15577
Instrument Date	Sep 16, 2025
Instrument	2025-0270447
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	150 N RIVER CIR UNIT 306, 306, OCEANSIDE, CA 92057-3754

Mortgage

Document Number	0000270448
Date	Sep 29, 2025
Instrument	2025-0270448

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2022
Property Address	150 N RIVER CIR UNIT 306, 306, OCEANSIDE, CA 92057-3754
Document Number	0000177735
Map Reference	MAP 15577
Instrument Date	Mar 11, 2022
Instrument	2022-0177735
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1253 VERONICA CT, CARLSBAD, CA 92011-3431

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	150 N RIVER CIR UNIT 306, 306, OCEANSIDE, CA 92057-3754
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N RIVER CIR 306, 306, OCEANSIDE, CA 92057-3754

Mortgage

Document Number	0000074620
Date	Feb 1, 2021
Instrument	2021-0074620

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	150 N RIVER CIR UNIT 306, 306, OCEANSIDE, CA 92057-3754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000528624
Date	Nov 15, 2019
Instrument	2019-0528624

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2020
Property Address	150 N RIVER CIR UNIT 306, 306, OCEANSIDE, CA 92057-3754
Document Number	0000121083
Instrument Date	Feb 19, 2020
Instrument	121083
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 N RIVER CIR #306 OCEANSIDE CA 920573754, 306, OCEANSIDE, CA 92057-3754

Mortgage

Document Number	121084
Date	Mar 9, 2020
Instrument	121084

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2018
Property Address	150 N RIVER CIR UNIT 306, 306, OCEANSIDE, CA 92057-3754
Document Number	0000500994
Instrument Date	Nov 14, 2018
Instrument	500994
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$381.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	150 N RIVER CIR #306 OCEANSIDE CA 920573754, 306, OCEANSIDE, CA 92057-3754

Mortgage

Document Number	500995
Date	Dec 5, 2018
Instrument	500995

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,000 (-7.54%) Land $390,000 Building $130,000
2025	$6,320.00 (+9.12%)	$562,428 (+7.95%) Land $283,644 Building $278,784
2023	$5,792.00 (+29.84%)	$521,000 Land $262,000 Building $259,000
2022	$4,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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