150 N River Cir, Unit 305, Oceanside, CA 92057 Property Records

San Diego County property record for 150 N River Cir, Unit 305, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	2 Trust Names on File
Last Sale	$598,000 (Jan 2025)
Tax Bill	$5,622 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-21`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	150 N RIVER CIR, 305
City	OCEANSIDE
State	CA
Zip	92057-3754
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US B3-1PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

150 N River Cir, Unit 305 is held in a trust since January 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 4632, CARLSBAD, CA 92018-4632
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 12, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Oct 25, 2024 · Amount on File
Deed Document Number	202513595
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2026
Property Address	150 N RIVER CIR, 305, OCEANSIDE, CA 92057-3754
Document Number	0000094665
Instrument Date	Sep 4, 2025
Instrument	202694665
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	150 N RIVER CIR UNIT 305, 305, OCEANSIDE, CA 92057-3754
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N RIVER CIR 305, 305, OCEANSIDE, CA 92057-3754

Mortgage

Document Number	0000272185
Date	Apr 8, 2021
Instrument	2021-0272185

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2017
Property Address	150 N RIVER CIR UNIT 305, 305, OCEANSIDE, CA 92057-3754
Document Number	0000215539
Instrument Date	May 1, 2017
Instrument	215539
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N RIVER CIR #305 OCEANSIDE CA 920573754, 305, OCEANSIDE, CA 92057-3754

Mortgage

Document Number	215540
Date	May 12, 2017
Instrument	215540

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 150 N River Cir, Unit 305 was $5,622, up 29.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$609,960 (+21.99%) Land $426,972 Building $182,988
2025	$5,622.00 (+29.39%)	$500,000 Land $350,000 Building $150,000
2024	$4,345.00 (+3.21%)
2023	$4,210.00 (+1.57%) Homeowner's exemption	$384,850 Land $223,101 Building $161,749
2022	$4,145.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 150 N River Cir, Unit 305 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 N River Cir, Unit 305 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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