150 N River Cir, Unit 105, Oceanside, CA 92057 Property Records

San Diego County property record for 150 N River Cir, Unit 105, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	Individual Name on Record
Last Sale	$532,000 (Jul 2026)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-13`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	150 N RIVER CIR, 105
City	OCEANSIDE
State	CA
Zip	92057-3753
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US B1-1PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	150 N RIVER CIR, 105, OCEANSIDE, CA 92057-3753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Grant Deed, Transfer · Conventional Mortgage CITIBANK NYS
Mar 27, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 26, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 28, 2020	Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Mar 27, 2026 · Amount on Record
Deed Document Number	2026213399
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0000496237
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2026
Property Address	150 N RIVER CIR, 105, OCEANSIDE, CA 92057-3753
Document Number	0000213399
Instrument Date	Jul 2, 2026
Instrument	2026213399
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,105.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N RIVER CIR, 105, OCEANSIDE, CA 92057-3753

Mortgage

Document Number	0000213400,
Date	Jul 24, 2026
Instrument	2026213400

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2026
Property Address	150 N RIVER CIR UNIT 105, 105, OCEANSIDE, CA 92057-3753
Document Number	0000084190
Map Reference	MAP 15577
Instrument Date	Mar 23, 2026
Instrument	2026-0084190
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 WEATHERSTONE WAY, SAN MARCOS, CA 92078-1096

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2026
Property Address	150 N RIVER CIR UNIT 105, 105, OCEANSIDE, CA 92057-3753
Document Number	0000084063
Map Reference	MAP 15577
Instrument Date	Mar 17, 2026
Instrument	2026-0084063
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 CAMINO DEL RIO N, SAN DIEGO, CA 92108-1541
Investor	Possibly a Property Investor

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2020
Property Address	150 N RIVER CIR UNIT 105, 105, OCEANSIDE, CA 92057-3753
Document Number	0000496237
Map Reference	MAP 15577
Instrument Date	Aug 25, 2020
Instrument	2020-0496237
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BISHOP ST, STATEN ISLAND, NY 10306-2147

Mortgage

Document Number	0000496238
Date	Aug 28, 2020
Instrument	2020-0496238

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$385,175 (+2%) Land $205,266 Building $179,909
2025	$4,255.00 (+1.94%)	$377,624 (+4.04%) Land $201,242 Building $176,382
2024	$4,174.00 (+3.19%)
2023	$4,045.00 (+1.53%)	$362,963 Land $193,429 Building $169,534
2022	$3,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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