150 E Circle Dr, Ruidoso Downs, NM 88346 Property Records

Lincoln County property record for 150 E Circle Dr, Ruidoso Downs, NM 88346

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 1983
Lot Size	0.323 acres (14,078 sqft)
Owner	Individual Name on Record
Tax Bill	$1,561 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4-076-065-201-244`

Property Details

APN / Parcel Number

Primary APN	`4-076-065-201-244`
Alternative APN	`374725`

Interior

Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	14,078 sqft (0.323 acres)

Location & Zoning

Account Number	374725
Street Address	150 E CIRCLE DR
City	RUIDOSO DOWNS
State	NM
Zip	88346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUIDOSO DOWNS HEIGHTS SD. BLOCK 3 LOT 30 31
Legal Subdivision	RUIDOSO DOWNS HEIGHTS SD
Legal Block	3
Legal Lot Number	30-31
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	2
Census Block	2053
Census Tract	960401

Owner

Source: Lincoln County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 7665, RUIDOSO, NM 88355-7665
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage OTERO FCU
Jun 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	150 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/2510
Date	May 23, 2023
Book Page	2023/2510
Instrument	202302510

Lender

Name	OTERO FCU
Type	Credit Union
Address	ALAMOGORDO, NM 88311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2038

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NM
Recording Date	Jun 9, 2022
Property Address	150 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Document Number	02022/3671
Book / Page	2022 / 3671
Instrument Date	Jun 7, 2022
Instrument	202203671
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7665, RUIDOSO, NM 88355-7665
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Municipality	Ruidoso Downs City
Unified School District	Ruidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,632 (-) Land $15,894 Building $33,738	$148,896 (-) Land $47,682 Building $101,214
2025	$1,561.00 (+6.7%)	$49,632 (+6.09%) Land $15,894 Building $33,738	$148,896 (+6.09%) Land $47,682 Building $101,214
2023	$1,463.00	$46,783 Land $14,982 Building $31,801	$140,349 Land $44,946 Building $95,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 91% of New Mexico
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUIDOSO DOWNS WATER SYSTEM serves 2,146 people · EPA ID NM3513214
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
Choice Broadband Fixed Wireless	100 / 25
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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