147 E Circle Dr, Ruidoso Downs, NM 88346 Property Records

Lincoln County property record for 147 E Circle Dr, Ruidoso Downs, NM 88346

Property Summary

Property Type	Single Family Home
Details	1,720 sqft · built 1960
Lot Size	0.269 acres (11,724 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2012)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-076-065-255-230`

Property Details

APN / Parcel Number

Primary APN	`4-076-065-255-230`
Alternative APN	`379850`

Interior

Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	11,724 sqft (0.269 acres)

Location & Zoning

Account Number	379850
Street Address	147 E CIRCLE DR
City	RUIDOSO DOWNS
State	NM
Zip	88346-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUIDOSO DOWNS HEIGHTS SD. BLOCK 1 LOT 40
Legal Subdivision	RUIDOSO DOWNS HEIGHTS SD
Legal Block	1
Legal Lot Number	40
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	2
Census Block	2051
Census Tract	960401

Owner

Source: Lincoln County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	147 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage CMG MORTGAGE INC
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2012 · Amount on Record
Deed Sale	Jul 19, 2012 · Amount on Record
Deed Document Number	20124476
Deed Book / Page	2012 / 4476
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	147 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3340
Date	May 5, 2021
Book Page	2021/3340
Instrument	202103340

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	147 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/3539
Date	May 14, 2021
Book Page	2021/3539
Instrument	202103539

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Municipality	Ruidoso Downs City
Unified School District	Ruidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,813 (-) Land $7,062 Building $32,751	$119,439 (-) Land $21,186 Building $98,253
2025	$1,252.00 (+6.73%) Homeowner's exemption	$39,813 (+6.09%) Land $7,062 Building $32,751	$119,439 (+6.09%) Land $21,186 Building $98,253
2023	$1,173.00	$37,527 Land $6,656 Building $30,871	$112,581 Land $19,968 Building $92,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 91% of New Mexico
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUIDOSO DOWNS WATER SYSTEM serves 2,146 people · EPA ID NM3513214
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
Choice Broadband Fixed Wireless	100 / 25
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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