Lincoln County property record for 145 E Circle Dr, Ruidoso Downs, NM 88346
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.2 acres (8,718 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,169 (May 2021) |
| Tax Bill | $178 (2025) |
| Deeds & Mortgages | May 2021 Second Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-076-065-256-222 |
| Primary APN | 4-076-065-256-222 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,718 sqft (0.2 acres) |
|---|
| Account Number | 379800 |
|---|---|
| Street Address | 145 E CIRCLE DR |
| City | RUIDOSO DOWNS |
| State | NM |
| Zip | 88346-9544 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | RUIDOSO DOWNS HEIGHTS SD. BLOCK 1 LOT 41 |
| Legal Subdivision | RUIDOSO DOWNS HEIGHTS SD |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | LINCOLN NM |
| Township / Civil Division | RUIDOSO |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 960401 |
Source: Lincoln County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 147 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CMG MORTGAGE INC |
| May 5, 2021 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on Record |
| Deed Sale | May 5, 2021 · Amount on Record |
| Deed Document Number | 20213338 |
| Deed Book / Page | 2021 / 3338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NM |
| Property Address | 145 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 147 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Document Number | 02021/3539 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 2021/3539 |
| Instrument | 202103539 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | May 5, 2021 |
| Property Address | 145 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Document Number | 02021/3338 |
| Book / Page | 2021 / 3338 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 202103338 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Name | Verified Name |
|---|---|
| Address | 147 E CIRCLE DR, RUIDOSO DOWNS, NM 88346-9544 |
| Document Number | 0202103339 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 202103339 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Number | 02021/3340 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 2021/3340 |
| Instrument | 202103340 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Lincoln County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Lincoln County |
| Municipality | Ruidoso Downs City |
| Unified School District | Ruidoso Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,000 (-) Land $5,000 | $15,000 (-) Land $15,000 | |
| 2025 | $178.00 (-2.2%) | $5,000 (-) Land $5,000 | $15,000 (-) Land $15,000 |
| 2023 | $182.00 (+1.68%) | $5,000 (-) Land $5,000 | $15,000 (-) Land $15,000 |
| 2022 | $179.00 | $5,000 Land $5,000 | $15,000 Land $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUIDOSO DOWNS WATER SYSTEM serves 2,146 people · EPA ID NM3513214 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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