15 Willow Dr, Fort Thomas, KY 41075 Property Records

Campbell County property record for 15 Willow Dr, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1958
Lot Size	0.285 acres (12,420 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2020)
Tax Bill	$996 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-15-770.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-15-770.00`

Interior

Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,420 sqft (0.285 acres)
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 WILLOW DR
City	FORT THOMAS
State	KY
Zip	41075-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK R HOLIDAY ACRES
Legal Subdivision	HOLIDAY ACRES
Legal Phase	R
Legal Block	R
Legal Lot Number	1
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2001
Census Tract	52302

Owner

15 Willow Dr is owned and occupied by an individual who bought it in October 2020.

Source: Campbell County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	15 WILLOW DR, FORT THOMAS, KY 41075-2035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Apr 22, 2005 · Amount on File
Deed Document Number	20205119918
Deed Book / Page	818 / 528
Prior Transfer Date	Dec 8, 2003
Prior Transfer Doc	0001900071
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 30, 2020
Property Address	15 WILLOW DR, FORT THOMAS, KY 41075-2035
Document Number	0005119918
Book / Page	D818 / 528
Map Reference	MB 11 PG 28-V
Instrument Date	Oct 29, 2020
Instrument	5119918
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6231 FOUR MILE RD, 6231, MELBOURNE, KY 41059-9495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILLOW DR, FORT THOMAS, KY 41075-2035

Mortgage

Document Number	0005119920
Date	Oct 30, 2020
Instrument	5119920

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Willow Dr was $996.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00	$270,000 Land $55,000 Building $215,000	$270,000 Land $55,000 Building $215,000
2023	$1,066.00 (-2.47%)	$270,000 (-) Land $55,000 Building $215,000	$270,000 (-) Land $55,000 Building $215,000
2022	$1,093.00	$270,000 Land $55,000 Building $215,000	$270,000 Land $55,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Willow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20