Campbell County property record for 14 Willow Dr, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,250 sqft · built 1958 |
| Owner | 2 Owner Names on File |
| Last Sale | $355,000 (Mar 2013) |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-16-836.00 |
| Primary APN | 999-99-16-836.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 207 ft deep x 85 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999916836.00 |
|---|---|
| Street Address | 14 WILLOW DR |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK R HOLIDAY ACRES |
| Legal Subdivision | HOLIDAY ACRES |
| Legal Phase | R |
| Legal Block | R |
| Legal Lot Number | 7 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 52302 |
The current owner of 14 Willow Dr bought it in March 2013.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 14 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Oct 1, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2013 · Amount on File |
| Deed Sale | Mar 8, 2013 · Amount on File |
| Prior Sale | Apr 24, 2001 · Amount on File |
| Deed Document Number | 03 08 13 019 00169 |
| Deed Book / Page | 0750 / 062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 14 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0006016398 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | M2481/276 |
| Instrument | 6016398 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 14 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 14 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Document Number | 0005118216 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | M2245/638 |
| Instrument | 5118216 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 11, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 14 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Document Number | 0005108779 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 WILLOW DR FORT THOMAS KY 410752035, FORT THOMAS, KY 41075-2035 |
| Document Number | 0005108779 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 002219/000375 |
| Instrument | 5108779 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 26, 2035 |
The 2025 property tax bill for 14 Willow Dr was $1,809.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,809.00 | $490,500 Land $55,000 Building $435,500 | $490,500 Land $55,000 Building $435,500 |
| 2023 | $1,937.00 (-2.47%) | $490,500 (-) Land $55,000 Building $435,500 | $490,500 (-) Land $55,000 Building $435,500 |
| 2022 | $1,986.00 | $490,500 Land $55,000 Building $435,500 | $490,500 Land $55,000 Building $435,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Willow Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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