Campbell County property record for 29 Willow Dr, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 2,739 sqft · built 1989 |
| Lot Size | 0.635 acres (27,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Nov 2023) |
| Tax Bill | $2,767 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-14-377.00 |
| Primary APN | 999-99-14-377.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,739 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,661 sqft (0.635 acres) |
| Lot Dimensions | 136 ft deep x 60 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 29 WILLOW DR |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 HAY COURT SUBD PARCEL 1 CONT 0.6346 ACRE |
| Legal Subdivision | HAY COURT |
| Legal Lot Number | 1 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 52302 |
29 Willow Dr is owned and occupied by two individuals who bought it in November 2023.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK |
| Jul 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on File |
| Deed Sale | Nov 8, 2023 · Amount on File |
| Prior Sale | Jul 31, 2017 · Amount on File |
| Deed Document Number | 20235225615 |
| Deed Book / Page | 856 / 255 |
| Prior Transfer Date | Jul 26, 2017 |
| Prior Transfer Doc | 0005060361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Document Number | 0006006449 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | M2475/481 |
| Instrument | 6006449 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 8, 2023 |
| Property Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Document Number | 0005225615 |
| Book / Page | D856 / 255 |
| Map Reference | CAB 31-B |
| Instrument Date | Nov 6, 2023 |
| Instrument | 5225615 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Title Company | OLD TOWN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Document Number | 0005225622 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 5225622 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | HOMESTEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005146084 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | M2324/364 |
| Instrument | 5146084 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 31, 2017 |
| Property Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Document Number | 0005060362 |
| Book / Page | 000787 / 000255 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 5060362 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $351.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 29 WILLOW DR FORT THOMAS KY 410752035, FORT THOMAS, KY 41075-2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 31, 2017 |
| Property Address | 29 WILLOW DR, FORT THOMAS, KY 41075-2035 |
| Document Number | 0005080361 |
| Book / Page | 000787 / 000252 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 5080361 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $351.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 WILLOW DR FORT THOMAS KY 410752035, FORT THOMAS, KY 41075-2035 |
The 2025 property tax bill for 29 Willow Dr was $2,767.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,767.00 | $750,000 Land $65,000 Building $685,000 | $750,000 Land $65,000 Building $685,000 |
| 2023 | $1,879.00 (-2.49%) | $475,900 (-) Land $65,000 Building $410,900 | $475,900 (-) Land $65,000 Building $410,900 |
| 2022 | $1,927.00 | $475,900 Land $65,000 Building $410,900 | $475,900 Land $65,000 Building $410,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 29 Willow Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures