Franklin County property record for 15 West Ct, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,798 sqft · built 1988 |
| Lot Size | 2.09 acres (91,476 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,994 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-5-15.0-2-001-014.000 |
| Primary APN | 18-5-15.0-2-001-014.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 91,476 sqft (2.09 acres) |
| Garage Area | 576 sqft |
| Street Address | 15 WEST CT |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:46 DEL VISTA ACRES 2 |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 15 |
| Legal Quarter | NW |
| Legal Subdivision | DEL VISTA ACRES |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800103 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 15 WEST CT, VILLA RIDGE, MO 63089-1803 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 19, 2018 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jul 26, 2006 |
| Last Transfer Date | Oct 25, 2010 |
| Transfer Doc | 0000017741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 15 WEST CT, VILLA RIDGE, MO 63089-1803 |
| Document Number | 0000016750 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 WEST CT VILLA RIDGE MO 630891803, VILLA RIDGE, MO 63089-1803 |
| Document Number | 0000016750 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 16750 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 15 WEST CT, VILLA RIDGE, MO 63089-1803 |
| Document Number | 0000016809 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Address | 15 WEST CT VILLA RIDGE MO 630891803, VILLA RIDGE, MO 63089-1803 |
| Document Number | 0000016809 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 16809 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2048 |
| Rate | 4.75% |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,994.00 (+17.27%) | $38,846 (+8%) | $204,450 (+8%) Land $32,320 Building $172,130 |
| 2023 | $2,553.00 (+14.64%) | $35,967 | $189,300 Land $28,100 Building $161,200 |
| 2022 | $2,227.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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