15 W Second St, Cumberland, MD 21502 Property Records

Allegany County property record for 15 W Second St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1925
Lot Size	0.033 acres (1,435 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,500 (Feb 2026)
Tax Bill	$119 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-047206`

Property Details

APN / Parcel Number

Primary APN	`04-047206`
Alternative APNs	`4047206` `047206`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,435 sqft (0.033 acres)
Lot Dimensions	41 ft deep x 35 ft wide
Porch	Slab
Porch Area	213 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	047206
Street Address	15 W SECOND ST
City	CUMBERLAND
State	MD
Zip	21502-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z-RC
Legal Description	15 W SECOND ST PT LOT 24 35X41 HOBROOK
Legal Subdivision	HOBROOKS ADD CUMBERLAND
Legal Lot Number	24
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2021
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 W SECOND ST, CUMBERLAND, MD 21502-3940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed, Transfer
Feb 5, 2026	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Feb 5, 2026 · Amount on Record
Deed Book / Page	3133 / 206
Prior Transfer Date	Jan 19, 2026
Prior Transfer Doc	003133-0199
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 5, 2026
Property Address	15 W SECOND ST, CUMBERLAND, MD 21502-3940
Document Number	003133-0206
Book / Page	3133 / 206
Map Reference	LB 31 FO 31
Instrument Date	Jan 20, 2026
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Tax	$31.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 W SECOND ST, CUMBERLAND, MD 21502-3940

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 5, 2026
Property Address	15 W SECOND ST, CUMBERLAND, MD 21502-3940
Document Number	003133-0199
Book / Page	3133 / 199
Instrument Date	Jan 19, 2026
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Tax	$3.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 REISTERSTOWN RD STE 375, 375, BALTIMORE, MD 21208-1393

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,000 (+23.08%) Land $6,000 Building $10,000	$16,000 (-) Land $6,000 Building $10,000
2025	$119.00 (+83.08%)	$13,000 (+85.71%)	$16,000 (+128.57%) Land $6,000 Building $10,000
2023	$65.00	$7,000 Land $6,000 Building $1,000	$7,000 Land $6,000 Building $1,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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