Allegany County property record for 108 W Second St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,258 sqft · built 1907 |
| Lot Size | 0.025 acres (1,091 sqft) |
| Owner | Company Name on File |
| Last Sale | $43,000 (Feb 2026) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-026667 |
| Primary APN | 04-026667 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,258 sqft Total Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,091 sqft (0.025 acres) |
| Lot Dimensions | 70 ft deep x 16 ft wide |
| Porch | Slab |
| Porch Area | 179 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 026667 |
|---|---|
| Street Address | 108 W SECOND ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3943 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 108 W SECOND ST PT LOTS 1-2 16X70 SPRINGDALE ADDN |
| Legal Subdivision | SPRINGDALE ADD |
| Legal Lot Number | 1,2 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
108 W Second St, a townhouse, is owned by a company that bought it in February 2026.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 43035 NORTHLAKE BLVD, LEESBURG, VA 20176-5192 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on File |
| Deed Sale | Feb 6, 2026 · Amount on File |
| Prior Sale | Dec 29, 2010 · Amount on File |
| Deed Book / Page | 3133 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Feb 6, 2026 |
| Property Address | 108 W SECOND ST, CUMBERLAND, MD 21502-3943 |
| Document Number | 003133-0423 |
| Book / Page | 3133 / 423 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43035 NORTHLAKE BLVD, LEESBURG, VA 20176-5192 |
The 2025 property tax bill for 108 W Second St was $464.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,100 (+10.8%) Land $6,000 Building $50,100 | $56,100 (-) Land $6,000 Building $50,100 | |
| 2025 | $464.00 | $50,633 | $56,100 Land $6,000 Building $50,100 |
| 2023 | $369.00 | $39,700 Land $6,000 Building $33,700 | $39,700 Land $6,000 Building $33,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 W Second St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 W Second St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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