Allegany County property record for 102 W Second St, Cumberland, MD 21502
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 2,518 sqft · built 1900 |
| Lot Size | 0.055 acres (2,415 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $570 (2025) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-048008 |
| Primary APN | 04-048008 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,415 sqft (0.055 acres) |
| Lot Dimensions | 70 ft deep x 34 ft wide |
| Porch | Slab |
| Porch Area | 358 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 048008 |
|---|---|
| Street Address | 102 W SECOND ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3943 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 102-104 W SECOND ST SPRINGDALE ADDN 34X70 |
| Legal Subdivision | SPRINGDALE ADD |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
102 W Second St, a townhouse, is owned by two individuals who acquired it in October 2024.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11815 MACES LN, CUMBERLAND, MD 21502-8234 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2024 |
| Transfer Doc | 003025-0258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Oct 13, 2017 |
| Property Address | 102 W SECOND ST, CUMBERLAND, MD 21502-3943 |
| Document Number | 0023320250 |
| Book / Page | 002332 / 000250 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11815 MACES LN CUMBERLAND MD 215028234, CUMBERLAND, MD 21502-8234 |
The 2025 property tax bill for 102 W Second St was $570.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,200 (+11.31%) Land $6,000 Building $63,200 | $69,200 (-) Land $6,000 Building $63,200 | |
| 2025 | $570.00 | $62,167 | $69,200 Land $6,000 Building $63,200 |
| 2023 | $447.00 | $48,100 Land $6,000 Building $42,100 | $48,100 Land $6,000 Building $42,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 W Second St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 W Second St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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