15 Torosa, Lake Forest, CA 92630 Property Records

Orange County property record for 15 Torosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 2017
Lot Size	0.077 acres (3,350 sqft)
Owner	2 Individual Names on File
Last Sale	$1,004,000 (Feb 2018)
Tax Bill	$12,000 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-641-66`

Property Details

APN / Parcel Number

Primary APN	`610-641-66`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,121 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,350 sqft (0.077 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 TOROSA
City	LAKE FOREST
State	CA
Zip	92630-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 65
Legal Subdivision	TRACT NO 17542
Legal Tract	17542
Legal Lot Number	65
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2012
Census Tract	52422

Owner

15 Torosa is owned and occupied by two individuals who bought it in February 2018.

Source: Orange County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 TOROSA, LAKE FOREST, CA 92630-8911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Feb 14, 2018	Grant Deed, Transfer · ARM CTBC BANK CORP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2018 · Amount on File
Deed Sale	Feb 14, 2018 · Amount on File
Deed Document Number	201852930
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 TOROSA, LAKE FOREST, CA 92630-8911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000674905
Date	Nov 20, 2020
Instrument	2020000674905

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 14, 2018
Property Address	15 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000052930
Map Reference	MB956 PG31-35
Instrument Date	Feb 2, 2018
Instrument	2018000052930
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000052932
Date	Feb 14, 2018
Instrument	2018000052932

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Torosa was $12,000 with a homeowner's exemption, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,164,763 (+2%) Land $674,798 Building $489,965
2025	$12,000.00 (+1.86%) Homeowner's exemption	$1,141,925 Land $661,567 Building $480,358
2024	$11,781.00 (+2.42%)
2023	$11,503.00 (+1.83%) Homeowner's exemption	$1,097,584 Land $635,878 Building $461,706
2022	$11,296.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Torosa in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Torosa is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Torosa

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures