11 Torosa, Lake Forest, CA 92630 Property Records

Orange County property record for 11 Torosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,462 sqft · built 2017
Lot Size	0.082 acres (3,613 sqft)
Owner	Individual Name on Record
Last Sale	$1,180,000 (Mar 2021)
Tax Bill	$13,426 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`610-641-56`

Property Details

APN / Parcel Number

Primary APN	`610-641-56`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,462 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	3,613 sqft (0.082 acres)
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 TOROSA
City	LAKE FOREST
State	CA
Zip	92630-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17542 BLK LOT 67
Legal Tract	17542
Legal Lot Number	67
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2012
Census Tract	52422

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11 TOROSA, LAKE FOREST, CA 92630-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Mar 25, 2021	Grant Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Mar 1, 2018	Deed, Transfer · ARM CTBC BANK CORP USA
Nov 23, 2020	Grant Deed, Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	2021000207074
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 TOROSA, LAKE FOREST, CA 92630-8911
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000238941
Date	Sep 29, 2023
Instrument	2023000238941

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 25, 2021
Property Address	11 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000207074
Map Reference	MB 956 PG 31-35
Instrument Date	Mar 13, 2021
Instrument	2021000207074
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000207075
Date	Mar 25, 2021
Instrument	2021000207075

Lender

Name	SPROUT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2018
Property Address	11 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000074195
Map Reference	MB956 PG31-35
Instrument Date	Feb 22, 2018
Instrument	2018000074195
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TOROSA, LAKE FOREST, CA 92630-8911

Mortgage

Document Number	0000074196
Date	Mar 1, 2018
Instrument	2018000074196

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	1.07%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 23, 2020
Property Address	11 TOROSA, LAKE FOREST, CA 92630-8911
Document Number	0000678046
Instrument Date	Feb 2, 2018
Instrument	678046
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1,131.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11 TOROSA LAKE FOREST CA 926308911, LAKE FOREST, CA 92630-8911

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,426.00 (+4.31%) Homeowner's exemption	$1,277,269 (+4.04%) Land $736,862 Building $540,407
2023	$12,871.00 (+1.83%) Homeowner's exemption	$1,227,672 Land $708,249 Building $519,423
2022	$12,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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