Volusia County property record for 15 Tomoka Cove Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,964 sqft · built 1996 |
| Lot Size | 0.467 acres (20,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jan 2018) |
| Tax Bill | $5,221 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Oct 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-05-00-0070 |
| Primary APN | 4126-05-00-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 3,660 sqft |
| 1st Floor Area | 2,106 sqft |
| Upper Floors Area | 858 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,352 sqft (0.467 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 676 sqft |
| Patio Area | 868 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 5281361 |
|---|---|
| Street Address | 15 TOMOKA COVE WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26-14-31 LOT 7 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 INC PER OR 4103 PG 0989 PER OR 6617 PG 4727 PER OR 7492 PG 4212 PER OR 7915 PG 2163 PER OR 8303 PG 1032 PER OR 8764 PG 4893 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS PHASE 3 UNIT I MB |
| Legal Phase | 3 |
| Legal Tract | 05 |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 83203 |
15 Tomoka Cove Way is owned and occupied by an individual who acquired it in August 2022.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit STAN PIETKIEWICZ |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 26, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 25, 2022 | Intrafamily Transfer, Transfer |
| Sep 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 8, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2018 · Amount on File |
| Deed Sale | Jan 8, 2018 · Amount on File |
| Prior Sale | Aug 3, 2011 · Amount on File |
| Deed Document Number | 20183706 |
| Deed Book / Page | 7492 / 4212 |
| Last Transfer Date | Aug 24, 2022 |
| Transfer Doc | 0083031032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0084843703 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 8484/3703 |
| Instrument | 2023233362 |
| Name | STAN PIETKIEWICZ |
|---|---|
| Type | Private Party |
| Address | 2281 LEE RD, WINTER PARK, FL 32789 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Sep 30, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0083270065 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 8327/65 |
| Instrument | 2022240526 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 475 Months |
| Due | May 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0074880840 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 7488/0840 |
| Instrument | 2017-249445 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | ORMOND BEACH, FL 32174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 25, 2022 |
| Property Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0083031032 |
| Book / Page | 8303 / 1032 |
| Map Reference | MB 44 PG 1-7 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022199520 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 TOMOKA COVE WAY, 15, ORMOND BEACH, FL 32174-1802 |
| Name | Verified Name |
|---|---|
| Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 23, 2020 |
| Property Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0079152163 |
| Book / Page | 007915 / 002163 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 180742 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 TOMOKA COVE WAY ORMOND BEACH FL 321741802, ORMOND BEACH, FL 32174-1802 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 8, 2018 |
| Property Address | 15 TOMOKA COVE WAY, ORMOND BEACH, FL 32174-1802 |
| Document Number | 0074924212 |
| Book / Page | 007492 / 004212 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 3706 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 TOMOKA COVE WAY ORMOND BEACH FL 321741802, ORMOND BEACH, FL 32174-1802 |
The 2025 property tax bill for 15 Tomoka Cove Way was $5,221 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,253 (+2.7%) | $653,915 (+2.01%) Land $102,000 Building $551,915 | |
| 2025 | $5,221.00 Homeowner's exemption | $361,493 | $641,027 Land $102,000 Building $539,027 |
| 2023 | $4,888.00 (+3.06%) Homeowner's exemption | $341,074 (+3%) | $586,183 (+8.78%) Land $102,000 Building $484,183 |
| 2022 | $4,743.00 Homeowner's exemption | $331,140 | $538,894 Land $102,000 Building $436,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Tomoka Cove Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Tomoka Cove Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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