15 Santa Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 15 Santa Ln, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,154 sqft · built 1963
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Tax Bill$9,646 (2026)
Deeds & MortgagesJan 2021 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.16-2-11

Property Details

APN / Parcel Number

Primary APN422800 58.16-2-11
Alternative APN
  • 280005801600020110000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,154 sqft Living Area
1st Floor Area1,354 sqft
Upper Floors Area488 sqft
Basement Area312 sqft
Finished Basement312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1970
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions154 ft deep x 80 ft wide
Garage TypeBasement

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area275 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address15 SANTA LN
CitySCHENECTADY
StateNY
Zip12306-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,BF,FP,PT,SPLT COLONIAL GAR #5 80 7.-506-1
Legal SubdivisionREVISED MAP OF COLONIAL GARDENS PLOT 5
Legal Block2
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1024
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 SANTA LN, SCHENECTADY, NY 12306-3404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 1996
Deed SaleJun 17, 1996
Deed Book / Page1498 / 302
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address15 SANTA LN, SCHENECTADY, NY 12306-3404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001758
DateJan 14, 2021
Book Page5059/550
Instrument202101758
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address15 SANTA LN, SCHENECTADY, NY 12306-3404
Document Number0000028052
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 SANTA LN ROTTERDAM NY 123063404, ROTTERDAM, NY 12306-3404

Mortgage

Document Number0000028052
DateSep 18, 2020
Book Page005022/000046
Instrument28052
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 17, 2035

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,646.00 (+1.61%) Homeowner's exemption
2025$9,493.00$259,600 (-) Land $21,800 Building $237,800$399,400 (+16.92%) Land $33,540 Building $365,860
2023$259,600 Land $21,800 Building $237,800$341,600 Land $28,686 Building $312,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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