Schenectady County and Rotterdam Town property record for 14 Santa Ln, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,066 sqft · built 1958 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,500 (Jul 2012) |
| Tax Bill | $8,566 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.16-1-7 |
| Primary APN | 422800 58.16-1-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| 1st Floor Area | 1,754 sqft |
| Upper Floors Area | 286 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 209 ft deep x 68 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 14 SANTA LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BK,FP,PT SENIOR AFFIDAVIT REQUIRED COL GAR #4 56/7.-504-14 |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 33003 |
14 Santa Ln is owned and occupied by two individuals who bought it in July 2012.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 SANTA LN, SCHENECTADY, NY 12306-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · VA Mortgage SUNMARK FCU |
| Mar 12, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2012 · Amount on File |
| Deed Sale | Jul 24, 2012 · Amount on File |
| Deed Document Number | 201231234 |
| Deed Book / Page | 1859 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 14 SANTA LN, SCHENECTADY, NY 12306-3405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | FORD & REALE TITLE SVCS LLC, FORD AND REALE TTL SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 14 SANTA LN, SCHENECTADY, NY 12306-3405 |
| Document Number | 0000062317 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5177/427 |
| Instrument | 202162317 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 14 SANTA LN, SCHENECTADY, NY 12306-3405 |
| Document Number | 0000015841 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 14 SANTA LN SCHENECTADY NY 123063405, SCHENECTADY, NY 12306-3405 |
| Document Number | 0000015841 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 004831/000144 |
| Instrument | 15841 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2048 |
The 2026 property tax bill for 14 Santa Ln was $8,566 with exemptions applied, up 2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,566.00 (+2.05%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $8,394.00 | $248,000 Land $24,800 Building $223,200 | $381,500 Land $38,150 Building $343,350 |
| 2023 | $248,000 Land $24,800 Building $223,200 | $326,300 Land $32,630 Building $293,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Santa Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Santa Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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