Schenectady County and Rotterdam Town property record for 13 Santa Ln, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,002 sqft · built 1962 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,000 (Nov 2018) |
| Tax Bill | $7,897 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.16-2-12 |
| Primary APN | 422800 58.16-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Upper Floors Area | 312 sqft |
| Basement Area | 338 sqft |
| Finished Basement | 338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 154 ft deep x 80 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 425 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 13 SANTA LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 33003 |
13 Santa Ln is owned and occupied by two individuals who bought it in November 2018.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 SANTA LN, SCHENECTADY, NY 12306-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Dec 27, 2005 · Amount on File |
| Deed Document Number | 201851185 |
| Deed Book / Page | 2000 / 345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 13 SANTA LN, SCHENECTADY, NY 12306-3404 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13 SANTA LN, ROTTERDAM, NY 12306-3404 |
| Document Number | 0000046248 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 5252/294 |
| Instrument | 202246248 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Jun 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 13 SANTA LN, SCHENECTADY, NY 12306-3404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WEBTITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000012138 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 4982/370 |
| Instrument | 202012138 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 13 SANTA LN, SCHENECTADY, NY 12306-3404 |
| Document Number | 0000051185 |
| Book / Page | 2000 / 345 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 201851185 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 SANTA LN, 13, SCHENECTADY, NY 12306-3404 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 VAN HEUSEN ST, ALBANY, NY 12205-4412 |
| Document Number | 0000051186 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 201851186 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 13 Santa Ln was $7,897 with a veteran's exemption, up 2.1% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,897.00 (+2.08%) Veteran's exemption | ||
| 2025 | $7,736.00 | $230,000 Land $21,000 Building $209,000 | $353,800 Land $32,303 Building $321,497 |
| 2023 | $230,000 Land $21,000 Building $209,000 | $302,600 Land $27,629 Building $274,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Santa Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Santa Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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