10 Ridge Rd, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 10 Ridge Rd, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,998 sqft · built 1962
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Nov 2020)
Tax Bill	$19,191 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00003-01-00008`

Property Details

APN / Parcel Number

Primary APN	`08-00003-01-00008`
Alternative APNs	`0800003000100008` `015700`

Interior

Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,998 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Frame
Construction Type	Frame
Lot Area	10,010 sqft (0.23 acres)
Lot Dimensions	91 ft deep x 110 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	015700
Street Address	10 RIDGE RD
City	CRESSKILL
State	NJ
Zip	07626-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	110 X 91 4.1 LT
Legal Subdivision	MATURA MANOR SEC 2
Legal Block	3.01
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	3
Census Block	3024
Census Tract	8001

Owner

Source: Bergen County and Cresskill Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RIDGE RD, CRESSKILL, NJ 07626-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	2020118873
Deed Book / Page	3817 / 1044
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 16, 2020
Property Address	10 RIDGE RD, CRESSKILL, NJ 07626-1029
Document Number	0038171044
Book / Page	3817 / 1044
Instrument Date	Oct 9, 2020
Instrument	20-118873
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 RIDGE RD, 10, CRESSKILL, NJ 07626-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGE RD, CRESSKILL, NJ 07626-1029

Mortgage

Document Number	20118874
Date	Nov 16, 2020
Instrument	20-118874

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$953,900 (+12.78%) Land $485,200 Building $468,700	$953,900 (+12.78%) Land $485,200 Building $468,700
2025	$19,191.00 (+6%)	$845,800 (+12.62%) Land $407,700 Building $438,100	$845,800 (+12.62%) Land $407,700 Building $438,100
2024	$18,105.00 (+6.35%)
2023		$751,000 Land $340,100 Building $410,900	$751,000 Land $340,100 Building $410,900
2022	$17,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20