Cumberland Town property record for 15 Poisson St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,752 sqft · built 1998 |
| Lot Size | 1.19 acres (51,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2018) |
| Tax Bill | $5,480 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Jul 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0007-99 |
| Primary APN | 3-0007-99 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,748 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,967 sqft (1.19 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0007-99 |
|---|---|
| Street Address | 15 POISSON ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 136 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 11403 |
15 Poisson St is owned and occupied by two individuals who bought it in May 2018.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK FINANCIAL CORP |
| May 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK HM LNS |
| May 18, 2018 | Warranty Deed, Transfer AMERICAN NGBD MTG ACC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on File |
| Deed Sale | May 18, 2018 · Amount on File |
| Prior Sale | Jun 30, 2006 · Amount on File |
| Deed Book / Page | 1773 / 583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 15 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001924-519 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 1924/519 |
| Instrument | 131568 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 15 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1806-128 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 1806/128 |
| Name | SHAMROCK FINANCIAL CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 15 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Document Number | 1841-635 |
| Instrument Date | May 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15 POISSON ST CUMBERLAND RI 028641830, CUMBERLAND, RI 02864-1830 |
| Document Number | 1841-635 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 001841/000635 |
| Instrument | 114590 |
| Name | SHAMROCK HM LNS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 18, 2018 |
| Property Address | 15 POISSON ST, CUMBERLAND, RI 02864-1830 |
| Document Number | 1773-583 |
| Book / Page | 1773 / 583 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 17730586 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 01773/0586 |
| Name | AMERICAN NGBD MTG ACC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 18, 2048 |
The 2026 property tax bill for 15 Poisson St was $5,480, up 2.4% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,480.00 (+2.39%) | $547,500 (+25.52%) Land $258,200 Building $289,300 | $565,976 |
| 2025 | $5,352.00 | $436,200 Land $170,800 Building $265,400 | |
| 2023 | $5,069.00 (+5.71%) | $436,200 (+36.36%) Land $170,800 Building $265,400 | |
| 2022 | $4,795.00 | $319,900 Land $119,400 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Poisson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Poisson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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