23 Poisson St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 23 Poisson St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Aug 2017)
Tax Bill	$4,497 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9219-30`

Property Details

APN / Parcel Number

Primary APN	`9219-30`
Alternative APN	`CUMB M:053 B:0140 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	740 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9219-30
Street Address	23 POISSON ST
City	CUMBERLAND
State	RI
Zip	02864-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	140
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5010
Census Tract	11403

Owner

23 Poisson St is owned and occupied by an individual who bought it in August 2017.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	23 POISSON ST, CUMBERLAND, RI 02864-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Prior Sale	Sep 9, 2002 · Amount on File
Deed Book / Page	1750 / 137
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 8, 2017
Property Address	23 POISSON ST, CUMBERLAND, RI 02864-1830
Document Number	1750-137
Book / Page	001750 / 000137
Instrument Date	Aug 8, 2017
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 POISSON ST CUMBERLAND RI 028641830, CUMBERLAND, RI 02864-1830

Mortgage

Document Number	1750-138
Date	Aug 8, 2017
Book Page	001750/000138

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 23 Poisson St was $4,497, up 1.7% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,497.00 (+1.7%)	$449,300 (+24.67%) Land $195,800 Building $253,500	$486,825
2025	$4,422.00	$360,400 Land $129,300 Building $231,100
2023	$4,188.00 (+7.06%)	$360,400 (+38.08%) Land $129,300 Building $231,100
2022	$3,912.00	$261,000 Land $90,400 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Poisson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Poisson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880