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7 Poisson St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 7 Poisson St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1997
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Oct 2017)
Tax Bill$4,616 (2025)
Deeds & MortgagesDec 2021 Refinance
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9220-68

Property Details

APN / Parcel Number

Primary APN9220-68
Alternative APN
  • CUMB M:053 B:0130 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
Gross Area2,520 sqft
1st Floor Area700 sqft
Basement Area700 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number9220-68
Street Address7 POISSON ST
CityCUMBERLAND
StateRI
Zip02864-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block130
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group5
Census Block5010
Census Tract11403

Owner

Source: Cumberland Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 POISSON ST, CUMBERLAND, RI 02864-1830
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
LOANDEPOT.COM LLC
Oct 16, 2017Warranty Deed, Transfer · FHA Mortgage
RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2017 · Amount on Record
Deed SaleOct 16, 2017 · Amount on Record
Prior SaleMay 19, 2000 · Amount on Record
Deed Book / Page1755 / 932
Last Transfer DateNov 24, 2021
Transfer Doc001914-859
Record UpdatedSep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateDec 2, 2021
Property Address7 POISSON ST, CUMBERLAND, RI 02864-1830
Document Number001914-859
Book / Page1914 / 859
Instrument DateNov 24, 2021
Instrument129473
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 POISSON ST, CUMBERLAND, RI 02864-1830

Mortgage

Document Number001914-862
DateDec 2, 2021
Book Page1914/862
Instrument129474
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateOct 16, 2017
Property Address7 POISSON ST, CUMBERLAND, RI 02864-1830
Document Number1755-932
Book / Page1755 / 932
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$35.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17550936
DateOct 16, 2017
Instrument01755/0936
Lender
NameRESIDENTIAL MTG SVCS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 16, 2047

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,616.00 (+5.61%)$376,200 (-) Land $132,500 Building $243,700
2023$4,371.00 (+1.2%)$376,200 (+30.58%) Land $132,500 Building $243,700
2022$4,319.00$288,100 Land $92,700 Building $195,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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