Polk County property record for 15 Peninsula Dr, Mill Spring, NC 28756 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 3,144 sqft · built 2019 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,245,000 (Oct 2021) |
| Tax Bill | $6,314 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P54-241 |
| Primary APN | P54-241 |
|---|---|
| Alternative APN |
|
| Building Area | 3,144 sqft Finished Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 97,574 sqft (2.24 acres) |
| Garage Area | 730 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 56368 |
|---|---|
| Street Address | 15 PENINSULA DR |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4814 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 31 PHASE 2 SECT L, LAKE ADGER, 0M08 MOUNTAIN PARK 09 |
| Legal Subdivision | MOUNTAIN PARK |
| Legal Phase | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 920201 |
Source: Polk County records · APN P54-241
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 179 E LAKE SHORE DR, CHICAGO, IL 60611-1900 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 05, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 28, 2021 | Warranty Deed, Transfer |
| Jan 17, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Sep 16, 2005 · Amount on Record |
| Deed Book / Page | 464 / 1285 |
| Prior Transfer Date | Jan 11, 2017 |
| Prior Transfer Doc | 00424/0782 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 15 PENINSULA DR, MILL SPRING, NC 28756-4814 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00439/1680 |
|---|---|
| Date | Apr 05, 2019 |
| Book Page | 439/1680 |
| Name | HOMETRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 15 PENINSULA DR, MILL SPRING, NC 28756-4814 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000453/471 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 453/471 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 28, 2021 |
| Property Address | 15 PENINSULA DR, MILL SPRING, NC 28756-4814 |
| Document Number | 00464/1285 |
| Book / Page | 464 / 1285 |
| Map Reference | FILE E PG 1138 |
| Instrument Date | Oct 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7394 SYLVAN DR, 7394, SANFORD, FL 32771-8920 |
| Name | Verified Name |
|---|---|
| Address | 179 E LAKE SHORE DR # 12, 12, CHICAGO, IL 60611-1900 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jan 17, 2017 |
| Property Address | 15 PENINSULA DR, MILL SPRING, NC 28756-4814 |
| Document Number | 00424/0782 |
| Book / Page | 424 / 0782 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 HUNT CLUB DR, 115, SIMPSONVILLE, SC 29680-7008 |
| Name | Verified Name |
|---|---|
| Address | 115 HUNT CLUB DR, SIMPSONVILLE, SC 29680-7008 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,314.00 (+9.01%) | $1,256,960 (+39.49%) Land $195,000 Building $1,061,960 | $1,256,960 (+39.49%) Land $195,000 Building $1,061,960 |
| 2023 | $5,792.00 | $901,139 Land $107,440 Building $793,699 | |
| 2021 | $901,139 Land $107,440 Building $793,699 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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