8 Park Ter, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 8 Park Ter, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,438 sqft · built 1935
Lot Size0.211 acres (9,169 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Apr 2020)
Tax Bill$20,284 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-02805-0000-00025

Property Details

APN / Parcel Number

Primary APN13-02805-0000-00025
Alternative APN
  • 130280500025

Interior

Stories2 Stories
Building Area1,438 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Lot Area9,169 sqft (0.211 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130280500025
Street Address8 PARK TER
CityMONTCLAIR
StateNJ
Zip07043-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description9170SF
Legal Block2805
Legal Lot Number25
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3000
Census Tract16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8 PARK TER, MONTCLAIR, NJ 07043-2023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 1, 2020Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Aug 27, 2018Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleAug 4, 1997 · Amount on Record
Deed Document Number202033678
Prior Transfer DateAug 1, 1988
Prior Transfer Doc5044000589
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address8 PARK TER, MONTCLAIR, NJ 07043-2023
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 PARK TER, MONTCLAIR, NJ 07043-2023

Mortgage

Document Number0000003281
DateJan 18, 2023
Instrument2023003281
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueDec 18, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address8 PARK TER, MONTCLAIR, NJ 07043-2023
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanyWINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148908
DateDec 17, 2021
Instrument2021148908
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateApr 1, 2020
Property Address8 PARK TER, MONTCLAIR, NJ 07043-2023
Document Number0000033678
Instrument DateMar 16, 2020
Instrument33678
Transaction TypeTransfer
Record UpdatedMay 4, 2020
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8 PARK TER MONTCLAIR NJ 070432023, MONTCLAIR, NJ 07043-2023

Mortgage

Document Number33679
DateApr 1, 2020
Instrument33679
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionESSEX NJ
Recording DateAug 27, 2018
Property Address8 PARK TER, MONTCLAIR, NJ 07043-2023
Document Number0000074789
Instrument DateAug 23, 2018
Instrument74789
Transaction TypeForeclosure
Record UpdatedAug 12, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$502.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address745 5TH AVE #500 NEW YORK NY 101510099, 500, NEW YORK, NY 10151-0099

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$576,900 (-) Land $395,900 Building $181,000$576,900 (-) Land $395,900 Building $181,000
2025$20,284.00 (+3.33%)$576,900 (-) Land $395,900 Building $181,000$576,900 (-) Land $395,900 Building $181,000
2024$19,631.00 (+3.5%)
2023$576,900 Land $395,900 Building $181,000$576,900 Land $395,900 Building $181,000
2022$18,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2007–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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