Monmouth County and Rumson Borough property record for 15 Oakes Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,910 sqft · built 1962 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,150,000 (Jun 2024) |
| Tax Bill | $22,570 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00105-0000-00013 |
| Primary APN | 41-00105-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,910 sqft Living Area |
| 1st Floor Area | 3,910 sqft |
| Upper Floors Area | 2,014 sqft |
| Basement Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,560 sqft |
| Garage Area | 386 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 48 sqft |
| Patio Area | 328 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 187500 |
|---|---|
| Street Address | 15 OAKES RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | RUMSON SHORE ESTATES SEC 01 |
| Legal Block | 105 |
| Legal Lot Number | 13 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 OAKES RD, RUMSON, NJ 07760-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Prior Sale | May 6, 1999 · Amount on Record |
| Deed Document Number | 202441886 |
| Deed Book / Page | 9693 / 1284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 OAKES RD, RUMSON, NJ 07760-1022 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0097791457 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 9779/1457 |
| Instrument | 2026011962 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 OAKES RD, RUMSON, NJ 07760-1022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095471547 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 9547/1547 |
| Instrument | 2021145085 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.1% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.1% |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,376,100 (+10.43%) Land $1,638,900 Building $737,200 | $2,376,100 (+10.43%) Land $1,638,900 Building $737,200 | |
| 2025 | $22,570.00 (+5.63%) | $2,151,600 (+15.93%) Land $1,524,200 Building $627,400 | $2,151,600 (+15.93%) Land $1,524,200 Building $627,400 |
| 2024 | $21,367.00 (+2.6%) | ||
| 2023 | $1,855,900 Land $1,390,000 Building $465,900 | $1,855,900 Land $1,390,000 Building $465,900 | |
| 2022 | $20,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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