15 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 15 North St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 2,918 sqft · built 1812
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Jun 2022)
Tax Bill	$7,101 (2025)
Deeds & Mortgages	Nov 2020 Refinance Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0709R`

Property Details

APN / Parcel Number

Primary APN	`M0709R`
Alternative APNs	`SACO M:039 L:229 U:000-000` `M:039 L:229 U:000=000` `039 229 00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,918 sqft Living Area
Gross Area	5,842 sqft
1st Floor Area	1,459 sqft
Attic	Attic
Attic Area	1,140 sqft
Basement Area	1,459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1812
Effective Year Built	Effective 1812
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	039 229 00
Street Address	15 NORTH ST
City	SACO
State	ME
Zip	04072-1902
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDR
Legal Block	1
Legal Lot Number	229
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1045
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15 NORTH ST, SACO, ME 04072-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COLONIAL SLA
Jun 29, 2022	Quit Claim Deed, Transfer
Oct 15, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Mar 3, 2016 · Amount on Record
Deed Document Number	202227530
Deed Book / Page	19059 / 508
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	0190590508
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	15 NORTH ST, SACO, ME 04072-1902
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184400707
Date	Nov 6, 2020
Book Page	18440/707
Instrument	2020056667

Lender

Name	COLONIAL SLA
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jun 29, 2022
Property Address	15 NORTH ST, SACO, ME 04072-1902
Document Number	0190590508
Book / Page	19059 / 508
Instrument Date	Jun 27, 2022
Instrument	2022027530
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	15 NORTH ST, SACO, ME 04072-1902

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Oct 15, 2020
Property Address	15 NORTH ST, SACO, ME 04072-1902
Document Number	0184120925
Book / Page	018412 / 000925
Instrument Date	Oct 1, 2020
Instrument	51983
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 NORTH ST SACO ME 040721902, SACO, ME 04072-1902

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,101.00 (-1.92%)	$500,100 (-2.95%) Land $119,400 Building $380,700
2024	$7,240.00 (+7.74%)	$515,300 (+40.56%) Land $119,400 Building $395,900
2022	$6,720.00	$366,600 Land $91,000 Building $275,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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