31 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 31 North St, Saco, ME 04072

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 3,300 sqft · built 1907
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$286,500 (Mar 2012)
Tax Bill$5,299 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNM0071R

Property Details

APN / Parcel Number

Primary APNM0071R
Alternative APNs
  • SACO M:039 L:226 U:000-000
  • M:039 L:226 U:000=000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area3,300 sqft Living Area
Gross Area5,487 sqft
1st Floor Area1,650 sqft
Basement Area1,650 sqft
Unfinished Basement1,650 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleDuplex Single
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberM0071R
Street Address31 NORTH ST
CitySACO
StateME
Zip04072-1902
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeHDR
Legal Lot Number226
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1045
Census Tract5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Saco Historic District
listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 NORTH ST, SACO, ME 04072-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2012 · Amount on Record
Deed SaleMar 29, 2012 · Amount on Record
Deed Document Number201213054
Deed Book / Page16290 / 400
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address31 NORTH ST, SACO, ME 04072-1902
Document Number0182870637
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 NORTH ST SACO ME 040721902, SACO, ME 04072-1902

Mortgage

Document Number0182870637
DateJun 26, 2020
Book Page018287/000637
Instrument27895
Lender
NamePEOPLESCHOICE CU
TypeCredit Union
AddressSACO, ME 04072
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,299.00 (+1.47%)$373,200 (+0.4%) Land $131,500 Building $241,700
2024$5,222.00 (+6.79%)$371,700 (+39.32%) Land $131,500 Building $240,200
2022$4,890.00$266,800 Land $100,200 Building $166,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

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