11 North St, Saco, ME 04072 Property Records

York County and Saco City property record for 11 North St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,357 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2015)
Tax Bill	$8,290 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S3147R`

Property Details

APN / Parcel Number

Primary APN	`S3147R`
Alternative APNs	`SACO M:039 L:230 U:000-000` `M:039 L:230 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,357 sqft Living Area
Gross Area	7,088 sqft
1st Floor Area	1,557 sqft
Attic	Attic
Attic Area	1,477 sqft
Basement Area	1,477 sqft
Unfinished Basement	1,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S3147R
Street Address	11 NORTH ST
City	SACO
State	ME
Zip	04072-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	230
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1045
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 North St is owned by two individuals who bought it in December 2015.

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 LEONARD ST, PORTLAND, ME 04103-2512
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUCHOICE FEDERAL CREDIT UNION
Jun 30, 2017	Warranty Deed, Transfer REGENCY MTG
Jan 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2015 · Amount on File
Deed Sale	Dec 3, 2015 · Amount on File
Deed Document Number	201551157
Deed Book / Page	17144 / 746
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	11 NORTH ST, SACO, ME 04072-1902
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185790387
Date	Mar 5, 2021
Book Page	18579/387
Instrument	2021012649

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 30, 2017
Property Address	11 NORTH ST, SACO, ME 04072-1902
Document Number	0175060833
Book / Page	017506 / 000833
Instrument Date	Jun 30, 2017
Instrument	25629
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 LEONARD ST PORTLAND ME 041032512, PORTLAND, ME 04103-2512

Mortgage

Document Number	175060835
Date	Jun 30, 2017
Book Page	017506/000835
Instrument	25630

Lender

Name	REGENCY MTG
Type	Mortgage Company
Address	HOOKSETT, NH 03106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jan 12, 2017
Property Address	11 NORTH ST, SACO, ME 04072-1902
Document Number	0174020498
Book / Page	017402 / 000498
Instrument Date	Oct 17, 2016
Instrument	1610
Transaction Type	Transfer
Record Updated	Jan 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 HAWTHORNE LN SOUTH PORTLAND ME 041066948, SOUTH PORTLAND, ME 04106-6948

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,290.00 (+1.07%)	$583,800 (-) Land $115,500 Building $468,300
2024	$8,202.00 (+8.16%)	$583,800 (+41.12%) Land $115,500 Building $468,300	$610,090
2022	$7,583.00	$413,700 Land $88,000 Building $325,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 North St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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