Harford County property record for 12 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,518 sqft · built 1970 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Dec 2022) |
| Tax Bill | $2,783 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-121685 |
| Primary APN | 01-121685 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,518 sqft Total Area |
| Utility Area | 72 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,125 sqft (0.095 acres) |
| Lot Dimensions | 165 ft deep x 36 ft wide |
| View / Lot | Waterfront |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 121685 |
|---|---|
| Street Address | 12 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4520 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 120 14/36X165 12 NEPTUNE DRIVE RUMSEY ISL PT 23/12 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 88 |
| Legal Lot Number | 12,120 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-121685
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Jan 28, 2010 |
| Deed Book / Page | 15784 / 56 |
| Transfer Doc | 0000001171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 29, 2022 |
| Property Address | 12 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Document Number | 0157840056 |
| Book / Page | 15784 / 56 |
| Map Reference | MB 23 FO 12 |
| Instrument Date | Dec 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 NEPTUNE DR, JOPPA, MD 21085-4520 |
| Document Number | 0157840063 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 15784-0063 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,933 (+17.35%) | $314,700 (+23.22%) Land $123,000 Building $191,700 | |
| 2025 | $2,783.00 (+3.3%) | ||
| 2023 | $251,333 | $255,400 Land $123,000 Building $132,400 | |
| 2022 | $2,694.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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