St. Tammany Parish property record for 15 Michelle Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,700 sqft · built 1978 |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,500 (Sep 2000) |
| Tax Bill | $1,705 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| APN | 106-008-4883 |
| Primary APN | 106-008-4883 |
|---|---|
| Alternative APN |
|
| Building Area | 2,700 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 106-008-4883 |
|---|---|
| Street Address | 15 MICHELLE DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 SQ 10 RIVER FOREST CB 969 161 CB 1543 363 INST NO 1015233 INST NO 1215382 |
| Legal Subdivision | RIVER FOREST SUB (COVINGTON) |
| Legal Lot Number | 14 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 40402 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15 MICHELLE DR, COVINGTON, LA 70433-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2000 · Amount on Record |
| Deed Sale | Sep 27, 2000 · Amount on Record |
| Deed Document Number | 1215382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 15 MICHELLE DR, COVINGTON, LA 70433-1044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002251623 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2251623 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,705.00 (-3.73%) Homeowner's exemption | $22,319 (-) Land $3,997 Building $18,322 | $223,190 (-) Land $39,970 Building $183,220 |
| 2024 | $1,771.00 (-6.99%) Homeowner's exemption | $22,319 (-) Land $3,997 Building $18,322 | $223,190 (-) Land $39,970 Building $183,220 |
| 2023 | $1,904.00 Homeowner's exemption | $22,319 (-) Land $3,997 Building $18,322 | $223,190 (+4.69%) Land $39,970 Building $183,220 |
| 2022 | $1,904.00 Homeowner's exemption | $22,319 Land $3,997 Building $18,322 | $213,190 Land $29,970 Building $183,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 86% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Metronet.
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