St. Tammany Parish property record for 13 Michelle Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,333 sqft · built 1983 |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jul 2018) |
| Tax Bill | $2,173 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| APN | 106-009-1308 |
| Primary APN | 106-009-1308 |
|---|---|
| Alternative APN |
|
| Building Area | 2,333 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 106-009-1308 |
|---|---|
| Street Address | 13 MICHELLE DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 SQ 10 RIVER FOREST SUB CB 884 887 INST NO 1166201 INST NO 1350037 INST NO 1826412 INST NO 2103803 INST NO 2116782 |
| Legal Subdivision | RIVER FOREST SUB (COVINGTON) |
| Legal Lot Number | 15 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 40402 |
Source: St. Tammany Parish records · APN 106-009-1308
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 13 MICHELLE DR, COVINGTON, LA 70433-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 02, 2018 | Cash Sale Deed, Transfer · FHA Mortgage FIDELITY BANK |
| Mar 28, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2018 · Amount on Record |
| Deed Sale | Jul 02, 2018 · Amount on Record |
| Prior Sale | Mar 28, 2018 |
| Deed Document Number | 2116782 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 13 MICHELLE DR, COVINGTON, LA 70433-1044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002308953 |
|---|---|
| Date | Jan 06, 2022 |
| Instrument | 2308953 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jan 01, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 02, 2018 |
| Property Address | 13 MICHELLE DR, COVINGTON, LA 70433-1044 |
| Document Number | 0002116782 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 2116782 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 MICHELLE DR, COVINGTON, LA 70433-1044 |
| Investor | Possibly a Property Investor |
| Document Number | 0002116784 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 2116784 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Mar 28, 2018 |
| Property Address | 13 MICHELLE DR, COVINGTON, LA 70433-1044 |
| Document Number | 0002103803 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 2103803 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,173.00 (-3.76%) Homeowner's exemption | $26,762 (-) Land $6,000 Building $20,762 | $267,624 (-) Land $60,000 Building $207,624 |
| 2024 | $2,258.00 (+16.63%) Homeowner's exemption | $26,762 (+18.45%) Land $6,000 Building $20,762 | $267,624 (+18.45%) Land $60,000 Building $207,624 |
| 2023 | $1,936.00 Homeowner's exemption | $22,593 (-) Land $6,000 Building $16,593 | $225,930 (+4.63%) Land $60,000 Building $165,930 |
| 2022 | $1,936.00 Homeowner's exemption | $22,593 Land $6,000 Building $16,593 | $215,930 Land $50,000 Building $165,930 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 86% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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