St. Tammany Parish property record for 12 Michelle Dr, Covington, LA 70433 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,918 sqft · built 1980 |
| Owner | Individual Name on File |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jul 2020 Sale & Mortgage |
| APN | 106-006-3649 |
| Primary APN | 106-006-3649 |
|---|---|
| Alternative APN |
|
| Building Area | 1,918 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 106-006-3649 |
|---|---|
| Street Address | 12 MICHELLE DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER FOREST LT6 SQ9 |
| Legal Subdivision | RIVER FOREST SUB (COVINGTON) |
| Legal Lot Number | 6 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 40402 |
Source: St. Tammany Parish records · APN 106-006-3649
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 MICHELLE DR, COVINGTON, LA 70433-1045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Jul 10, 2020 | Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2020 |
| Transfer Doc | 0002214380 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 12 MICHELLE DR, COVINGTON, LA 70433-1045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002350511 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2350511 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 12, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 10, 2020 |
| Property Address | 12 MICHELLE DR, COVINGTON, LA 70433-1045 |
| Document Number | 0002214380 |
| Map Reference | COB 825 FO 21 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2214380 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 928 VILLAGE WALK, COVINGTON, LA 70433-4000 |
| Name | Verified Name |
|---|---|
| Address | 12 MICHELLE DR, COVINGTON, LA 70433-1045 |
| Document Number | 0002214381 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2214381 |
| Name | GOLDWATER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (-3.67%) Homeowner's exemption | $21,823 (-) Land $5,000 Building $16,823 | $218,226 (-) Land $50,000 Building $168,226 |
| 2024 | $1,716.00 (+18.43%) Homeowner's exemption | $21,823 (+18.08%) Land $5,000 Building $16,823 | $218,226 (+18.07%) Land $50,000 Building $168,226 |
| 2023 | $1,449.00 (-33.74%) Homeowner's exemption | $18,482 (-) Land $5,000 Building $13,482 | $184,820 (-) Land $50,000 Building $134,820 |
| 2022 | $2,187.00 | $18,482 Land $5,000 Building $13,482 | $184,820 Land $50,000 Building $134,820 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030404021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 65% of the US · above 87% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 431 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Metronet Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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