15 May Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 15 May Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	3,163 sqft · built 1977
Lot Size	0.482 acres (20,996 sqft)
Owner	Company Name on File
Last Sale	$765,000 (Sep 2012)
Tax Bill	$24,677 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03301-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`48-03301-0000-00040`
Alternative APN	`480330100040`

Interior

Stories	2 Stories
Building Area	3,163 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	20,996 sqft (0.482 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 MAY CT
City	RAMSEY
State	NJ
Zip	07446-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.482AC
Legal Block	3301
Legal Lot Number	40
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4013
Census Tract	44100

Owner

15 May Ct is owned by a company that bought it in September 2012.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	15 MAY CT, RAMSEY, NJ 07446-2432
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2012 · Amount on File
Deed Sale	Sep 6, 2012 · Amount on File
Deed Document Number	201285898
Deed Book / Page	1140 / 594
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	15 MAY CT, RAMSEY, NJ 07446-2432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038251323
Date	Nov 19, 2020
Book Page	3825/1323
Instrument	20-121316

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 15 May Ct was $24,677, up 6.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,216,200 (+1.48%) Land $370,200 Building $846,000	$1,216,200 (+1.48%) Land $370,200 Building $846,000
2025	$24,677.00 (+6.11%)	$1,198,500 Land $360,200 Building $838,300	$1,198,500 Land $360,200 Building $838,300
2024	$23,256.00
2023		$824,100 Land $282,100 Building $542,000	$824,100 Land $282,100 Building $542,000
2022	$21,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 May Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 May Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20