Bergen County and Ramsey Borough property record for 13 May Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,654 sqft · built 1990 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Dec 2011) |
| Tax Bill | $31,462 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03301-0000-00032-01 |
| Primary APN | 48-03301-0000-00032-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,654 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 14,201 sqft (0.326 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 13 MAY CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.326AC |
| Legal Block | 3301 |
| Legal Lot Number | 32.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 44100 |
13 May Ct is owned and occupied by two individuals who bought it in December 2011.
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 MAY CT, RAMSEY, NJ 07446-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 7, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2011 · Amount on File |
| Deed Sale | Dec 27, 2011 · Amount on File |
| Prior Sale | Oct 17, 2001 · Amount on File |
| Deed Document Number | 20119112033 |
| Deed Book / Page | 911 / 2033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 MAY CT, RAMSEY, NJ 07446-2432 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0044361570 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 4436/1570 |
| Instrument | 2021163466 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 MAY CT, RAMSEY, NJ 07446-2432 |
| Document Number | 0033771970 |
| Instrument Date | Sep 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 MAY CT RAMSEY NJ 074462432, RAMSEY, NJ 07446-2432 |
| Document Number | 0033771970 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 003377/001970 |
| Instrument | 69325 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13 May Ct was $31,462, up 1% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,552,300 (+1.59%) Land $318,500 Building $1,233,800 | $1,552,300 (+1.59%) Land $318,500 Building $1,233,800 | |
| 2025 | $31,462.00 (+1.01%) | $1,528,000 Land $298,500 Building $1,229,500 | $1,528,000 Land $298,500 Building $1,229,500 |
| 2024 | $31,146.00 | ||
| 2023 | $1,103,700 Land $249,300 Building $854,400 | $1,103,700 Land $249,300 Building $854,400 | |
| 2022 | $28,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 May Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 May Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures