12 May Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 12 May Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,432 sqft · built 1977
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$848,000 (Jul 2022)
Tax Bill	$18,475 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03302-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`48-03302-0000-00044`
Alternative APN	`4803301000000044`

Interior

Stories	2 Stories
Building Area	2,432 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	14,985 sqft (0.344 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4803301000000044
Street Address	12 MAY CT
City	RAMSEY
State	NJ
Zip	07446-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.344AC
Legal Block	3302
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	4
Census Block	4014
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 MAY CT, RAMSEY, NJ 07446-2433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	May 10, 2000 · Amount on Record
Deed Document Number	202273982
Deed Book / Page	4753 / 37
Prior Transfer Date	Jan 17, 2019
Prior Transfer Doc	0031590926
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 26, 2022
Property Address	12 MAY CT, RAMSEY, NJ 07446-2433
Document Number	0047530037
Book / Page	4753 / 37
Instrument Date	Jun 10, 2022
Instrument	2022073982
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FORWARD SETTLEMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,813.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 ECKERT FARM RD, 19, SADDLE RIVER, NJ 07458-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MAY CT, RAMSEY, NJ 07446-2433

Mortgage

Document Number	2022073983
Date	Jul 26, 2022
Instrument	2022073983

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$912,400 (+1.68%) Land $359,800 Building $552,600	$912,400 (+1.68%) Land $359,800 Building $552,600
2025	$18,475.00 (+2.05%)	$897,300 (+39.88%) Land $349,800 Building $547,500	$897,300 (+39.88%) Land $349,800 Building $547,500
2024	$18,103.00 (+7.59%)
2023		$641,500 Land $275,200 Building $366,300	$641,500 Land $275,200 Building $366,300
2022	$16,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1992–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20