15 Main St, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 15 Main St, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,244 sqft · built 1815
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2020)
Tax Bill	$5,079 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`STER M:00093 L:00004`

Property Details

APN / Parcel Number

Primary APN	`STER M:00093 L:00004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	3,696 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1815
Effective Year Built	Effective 1815
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 MAIN ST
City	STERLING
State	MA
Zip	01564-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCD
Legal Lot Number	4
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4011
Census Tract	719100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sterling Center Historic District listed 1988 · 111 contributing resources · NRIS 88000425

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Main St is owned by an individual who bought it in June 2020.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 311, STERLING, MA 01564-0311
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	202067971
Deed Book / Page	62677 / 22
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	62677-22
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	15 MAIN ST, STERLING, MA 01564-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64056-317
Date	Dec 23, 2020
Book Page	64056/317
Instrument	160670

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jun 26, 2020
Property Address	15 MAIN ST, STERLING, MA 01564-2126
Document Number	62677-22
Book / Page	062677 / 000022
Instrument Date	Jun 19, 2020
Instrument	67971
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MAIN ST STERLING MA 015642126, STERLING, MA 01564-2126

Tax Assessment & Valuation

The 2026 property tax bill for 15 Main St was $5,079, up 6.3% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,079.00 (+6.34%)	$404,700 (+9.14%) Land $114,300 Building $290,400	$385,795 (-)
2025	$4,776.00 (-0.46%)	$370,800 (+2.86%) Land $99,000 Building $271,800	$385,795 (+8.61%)
2024	$4,798.00 (+9.39%)	$360,500 (+17.54%) Land $99,000 Building $261,500	$355,205
2023	$4,386.00	$306,700 Land $100,100 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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