27 Main St, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 27 Main St, Sterling, MA 01564

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	7 bd · 6 ba · 15,118 sqft · built 1900
Lot Size	0.975 acres (42,482 sqft)
Owner	Company Name on File
Last Sale	$1,326,000 (Oct 2023)
Tax Bill	$3,409 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00093 L:00007`

Property Details

APN / Parcel Number

Primary APN	`STER M:00093 L:00007`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Total Rooms	15 Rooms
Units	8 Units
Stories	4 Stories
Building Area	15,118 sqft Total Area
Gross Area	28,176 sqft
Basement Area	9,330 sqft
Unfinished Basement	9,330 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,482 sqft (0.975 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	27 MAIN ST
City	STERLING
State	MA
Zip	01564-2126
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	TCD
Legal Lot Number	7
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4011
Census Tract	719100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sterling Center Historic District listed 1988 · 111 contributing resources · NRIS 88000425

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Main St, a commercial property, is owned by a company that bought it in October 2023.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	98 PLEASANT ST, LEOMINSTER, MA 01453-3546
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Quit Claim Deed, Transfer · Commercial Mortgage AVIDIA BANK
Dec 17, 2019	Deed of Trust, Mortgage METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Jan 4, 2013 · Amount on File
Deed Book / Page	69755 / 101
Prior Transfer Date	Oct 4, 2023
Prior Transfer Doc	069755-101
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Oct 13, 2023
Property Address	27 MAIN ST, STERLING, MA 01564-2126
Document Number	069755-101
Book / Page	69755 / 101
Instrument Date	Oct 4, 2023
Instrument	85393
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PLEASANT ST, LEOMINSTER, MA 01453-3546

Mortgage

Document Number	0000085394
Date	Oct 13, 2023
Instrument	85394

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	27 MAIN ST, STERLING, MA 01564-2126
Document Number	61601-374
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	297 CRAFTS ST NEWTON MA 024601201, NEWTON, MA 02460-1201

Mortgage

Document Number	61601-374
Date	Dec 17, 2019
Book Page	061601/000374
Instrument	136713

Lender

Name	METRO CU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 27 Main St was $3,409, down 78.4% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,409.00 (-78.44%)	$271,600 (-77.87%) Land $52,340 Building $219,260	$1,441,910 (-)
2025	$15,809.00 (+9.13%)	$1,227,400 (+12.77%) Land $251,200 Building $976,200	$1,441,910 (+7.44%)
2024	$14,487.00 (+5.73%)	$1,088,400 (+13.59%) Land $251,200 Building $837,200	$1,342,065
2023	$13,702.00	$958,200 Land $228,300 Building $729,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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