15 Madrone Ave, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 15 Madrone Ave, Mount Hermon, CA 95041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 1939
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Sep 2021)
Tax Bill	$10,898 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`066-151-47`

Property Details

APN / Parcel Number

Primary APN	`066-151-47`
Alternative APN	`066-151-47-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,404 sqft Living Area
Gross Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	180 sqft
Deck Area	406 sqft
Patio Area	406 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	15 MADRONE AVE
City	MOUNT HERMON
State	CA
Zip	95041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	MOUNT HERMON PARK 02
Legal Block	10
Legal Lot Number	33,34
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 GRANT AVE, 2, SAN FRANCISCO, CA 94108-2416
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Oct 8, 2015 · Amount on Record
Deed Document Number	202145364
Prior Transfer Date	Apr 20, 1994
Prior Transfer Doc	0000032663
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 1, 2021
Property Address	15 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number	0000045364
Map Reference	VOL 16 PG 2
Instrument Date	Aug 26, 2021
Instrument	2021-0045364
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 GRANT AVE, SAN FRANCISCO, CA 94108-2428

Mortgage

Document Number	0000045365
Date	Sep 1, 2021
Instrument	2021-0045365

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 1, 2021
Property Address	15 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number	0000045363
Map Reference	VOL 16 PG 2
Instrument Date	Aug 26, 2021
Instrument	2021-0045363
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 GRANT AVE, SAN FRANCISCO, CA 94108-2428

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,068 (+2%) Land $676,520 Building $243,548
2025	$10,898.00 (+4.91%)	$902,028 (+4.04%) Land $663,256 Building $238,772
2023	$10,388.00 (+2.42%) Homeowner's exemption	$867,000 Land $637,500 Building $229,500	$811,620
2022	$10,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. HERMON ASSOCIATION, INC. private · serves 1,176 people · EPA ID CA4410008
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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