20 Madrone Ave, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 20 Madrone Ave, Mount Hermon, CA 95041 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,616 sqft · built 1933
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Oct 2021)
Tax Bill	$10,815 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`066-201-12`

Property Details

APN / Parcel Number

Primary APN	`066-201-12`
Alternative APN	`066-201-12-000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,616 sqft Living Area
Gross Area	2,904 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	15,159 sqft (0.348 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	20 MADRONE AVE
City	MOUNT HERMON
State	CA
Zip	95041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNT HERMON ASSN
Legal Lot Number	6,7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	120700

Owner

Source: Santa Cruz County records · APN 066-201-12

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 23, MOUNT HERMON, CA 95041-0023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Oct 14, 2021	Grant Deed, Transfer · Seller Carry-Back STEPHEN W FISHER ETUX
Jul 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 16, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Nov 09, 2018	Affidavit of Death, Transfer
Oct 16, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	202151979
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0000052345
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	20 MADRONE AVE, MOUNT HERMON, CA 95041
Transaction Type	Mortgage
Record Updated	Sep 05, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23, MOUNT HERMON, CA 95041-0023

Mortgage

Document Number	0000057109
Date	Nov 19, 2021
Instrument	2021-0057109

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 14, 2021
Property Address	20 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number	0000051979
Map Reference	MB 16 PG 2
Instrument Date	Oct 11, 2021
Instrument	2021-0051979
Transaction Type	Transfer
Record Updated	Sep 05, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23, MOUNT HERMON, CA 95041-0023

Mortgage

Document Number	0000051980
Date	Oct 14, 2021
Instrument	2021-0051980

Lender

Name	STEPHEN W FISHER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 13, 2020
Property Address	20 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number	0000025316
Instrument Date	Jul 03, 2020
Instrument	25316
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	106 EASY ST ALAMO CA 945071310, ALAMO, CA 94507-1310

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 16, 2019
Property Address	20 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number	0000013170
Instrument Date	May 13, 2019
Instrument	13170
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Tax	$676.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 E HAMILTON AVE #100 CAMPBELL CA 950080668, 100, CAMPBELL, CA 95008-0668

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 09, 2018
Property Address	20 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number	0000033780
Instrument Date	Oct 22, 2018
Instrument	33780
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2228 LONGPORT CT #100 ELK GROVE CA 957587180, 100, ELK GROVE, CA 95758-7180

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 16, 2018
Property Address	20 MADRONE AVE, MOUNT HERMON, CA 95041
Document Number	0000031236
Instrument Date	Oct 05, 2018
Instrument	31236
Transaction Type	Transfer
Record Updated	Nov 29, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2228 LONGPORT CT #100 ELK GROVE CA 957587180, 100, ELK GROVE, CA 95758-7180

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,067 (+2%) Land $676,520 Building $243,547
2025	$10,815.00 (+4.14%) Homeowner's exemption	$902,027 (+4.04%) Land $663,255 Building $238,772
2023	$10,385.00 (+2.24%) Homeowner's exemption	$867,000 Land $637,500 Building $229,500	$730,440
2022	$10,157.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871207001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 23% of California
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Surfnet Communications	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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